302 E Elm St, Strawberry Point, IA 52076 Property Records

Clayton County property record for 302 E Elm St, Strawberry Point, IA 52076

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,419 sqft · built 1911
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$49,700 (May 2019)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4122428009`

Property Details

APN / Parcel Number

Primary APN	`4122428009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,419 sqft Living Area
1st Floor Area	660 sqft
Basement Area	660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 E ELM ST
City	STRAWBERRY POINT
State	IA
Zip	52076-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANNIS. E. 66 FT. LOT 9
Legal Subdivision	GRANNIS ADDITION TO FRANKLIN
Legal Lot Number	9
Jurisdiction	CLAYTON IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2072
Census Tract	70600

Owner

302 E Elm St is owned and occupied by two individuals who acquired it in April 2022.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK
Mar 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Apr 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	Mar 20, 2007 · Amount on File
Deed Document Number	20191245
Last Transfer Date	Apr 27, 2022
Transfer Doc	2022R01540
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	302 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E ELM ST, STRAWBERRY POINT, IA 52076-9646

Mortgage

Document Number	2025R03104
Date	Oct 27, 2025
Instrument	2025R03104

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	302 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01629
Date	May 6, 2022
Instrument	2022R01629

Lender

Name	FARMERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2052

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	302 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01000
Date	Mar 24, 2020
Instrument	2020R01000

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Apr 29, 2022
Property Address	302 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Document Number	2022R01540
Instrument Date	Apr 27, 2022
Instrument	2022R01540
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E ELM ST, STRAWBERRY POINT, IA 52076-9646

Tax Assessment & Valuation

The 2025 property tax bill for 302 E Elm St was $1,468 with a homeowner's exemption, up 12.7% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Strawberry Point City
Unified School District	Starmont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (+12.75%) Homeowner's exemption	$99,218 Land $11,417 Building $87,801	$99,218 Land $11,417 Building $87,801
2024	$1,302.00
2023		$83,398 Land $9,928 Building $73,470	$83,398 Land $9,928 Building $73,470
2022	$1,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 E Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STRAWBERRY POINT WATER SUPPLY serves 1,155 people · EPA ID IA2279003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures