302 E Chester St, Lafayette, CO 80026 Property Records

Boulder County property record for 302 E Chester St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,970 sqft · built 1920
Lot Size	0.136 acres (5,911 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Dec 2020)
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-2-38-006`

Property Details

APN / Parcel Number

Primary APN	`1575-02-2-38-006`
Alternative APNs	`R0020195` `0020195`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
1st Floor Area	794 sqft
Upper Floors Area	456 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1939
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	5,911 sqft (0.136 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	R0020195
Street Address	302 E CHESTER ST
City	LAFAYETTE
State	CO
Zip	80026-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 42 FT LOT 5 BLK 19 LAFAYETTE OT
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	LAFAYETTE O T - LA
Legal Block	19
Legal Lot Number	5
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	4
Census Block	4015
Census Tract	60802

Owner

302 E Chester St is owned and occupied by an individual who bought it in December 2020.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	302 E CHESTER ST, LAFAYETTE, CO 80026-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Dec 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MERCHANTS MORTGAGE & TRUST CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	May 16, 1984 · Amount on File
Deed Document Number	20203841240
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jan 9, 2023
Property Address	302 E CHESTER ST, LAFAYETTE, CO 80026-2211
Document Number	0003994148
Map Reference	MB 2 PG 73
Instrument Date	Nov 23, 2022
Instrument	3994148
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E CHESTER ST, LAFAYETTE, CO 80026-2211

Mortgage

Document Number	0003994149
Date	Jan 9, 2023
Instrument	3994149

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	302 E CHESTER ST, LAFAYETTE, CO 80026-2211
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003937564
Date	Dec 29, 2021
Instrument	3937564

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Dec 11, 2020
Property Address	302 E CHESTER ST, LAFAYETTE, CO 80026-2211
Document Number	0003841240
Map Reference	MB 2 PG 73
Instrument Date	Dec 10, 2020
Instrument	3841240
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E CHESTER ST, LAFAYETTE, CO 80026-2211

Mortgage

Document Number	0003841242
Date	Dec 11, 2020
Instrument	3841242

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	2 Months
Due	Feb 1, 2021

Interest

Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 302 E Chester St was $3,641.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,412 (-2.08%) Land $15,890 Building $21,522	$611,300 (-) Land $294,800 Building $316,500
2025	$3,641.00	$38,206 Land $18,425 Building $19,781	$611,300 Land $294,800 Building $316,500
2023	$3,293.00 (+19.01%)	$41,500 (+40.83%) Land $20,241 Building $21,259	$619,400 (+46.08%) Land $302,100 Building $317,300
2022	$2,767.00	$29,468 Land $15,380 Building $14,088	$424,000 Land $221,300 Building $202,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 E Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 302 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, Verizon.

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