Daviess County property record for 302 E 7th St, Owensboro, KY 42303
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 24 ba · 11,500 sqft · built 1963 |
| Lot Size | 0.378 acres (16,501 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | Jan 2009 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-04-12-022-00-000 |
| Primary APN | 001-04-12-022-00-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 24 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 11,500 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,501 sqft (0.378 acres) |
| Lot Dimensions | 125 ft deep x 132 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 302 E 7TH ST |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-3566 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | 302-308 E 7TH ST |
| Legal Subdivision | GRIFFITH & SWEENEY |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 300 |
302 E 7th St, a commercial property, is owned by a company.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 22342, OWENSBORO, KY 42304-2342 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 302 E 7TH ST, OWENSBORO, KY 42303-3566 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001675/136 |
|---|---|
| Date | Jan 26, 2009 |
| Book Page | 1675/136 |
| Instrument | 2009-00001243 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Address | OWENSBORO, KY 42301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Jan 26, 2015 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 302 E 7th St was $1,076.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,200 (+73.68%) | $562,200 (+73.68%) | |
| 2025 | $1,076.00 | $323,700 Land $55,000 Building $268,700 | $323,700 Land $55,000 Building $268,700 |
| 2023 | $318,700 (-) | $318,700 (-) | |
| 2022 | $3,601.00 | $318,700 | $318,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 E 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 302 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Owensboro Municipal Utilities, T-Mobile.
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