Monroe County property record for 302 E 4th St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1923 |
| Square Footage | 1,452 sqft Building Perimeter |
| Lot Size | 8,756 sqft (0.2 acres) |
| Garage | 294 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,403.00 (2024) |
| Primary APN | 07-25-286-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,452 sqft Building Perimeter |
| 1st Floor | 1,452 sqft 1st Floor |
| Basement Area | 1,452 sqft Basement |
| Unfinished Basement | 1,452 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 8,756 sqft (0.2 acres) |
| Depth X Width | 155 ft x 55 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 294 sqft Garage |
| Deck Area | 316 sqft Deck |
|---|---|
| Patio Area | 335 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 524 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 302 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 3 WATERLOO HEIGHTS 0159301 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WATERLOO HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-286-002-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 E 4TH ST, WATERLOO, IL 62298-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE |
| May 06, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE |
| Dec 14, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 302 E 4TH ST, WATERLOO, IL 62298-1602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417284 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 417284 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 302 E 4TH ST, WATERLOO, IL 62298-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000407809 |
|---|---|
| Date | May 06, 2020 |
| Instrument | 407809 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 302 E 4TH ST, WATERLOO, IL 62298-1602 |
| Document Number | 0000393572 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 302 E 4TH ST WATERLOO IL 622981602, WATERLOO, IL 62298-1602 |
| Document Number | 0000393572 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 393572 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2047 |
| Rate | 4.5% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,920 (+16.87%) Land $16,230 Building $69,690 | $257,760 (+16.87%) Land $48,690 Building $209,070 | |
| 2024 | $3,403.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $73,520 Land $15,060 Building $58,460 | $220,560 Land $45,180 Building $175,380 |
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