302 E 2nd St, Sanborn, IA 51248 Property Records

O'Brien County property record for 302 E 2nd St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,058 sqft · built 1973
Lot Size	0.325 acres (14,200 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Apr 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025950000`

Property Details

APN / Parcel Number

Primary APN	`0025950000`
Alternative APN	`0000259500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,058 sqft Living Area
1st Floor Area	1,208 sqft
Attic	Attic
Attic Area	423 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,200 sqft (0.325 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	960 sqft

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Deck Area	192 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	0000259500
Street Address	302 E 2ND ST
City	SANBORN
State	IA
Zip	51248-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOTS 1-2 BLK 18
Legal Subdivision	ORIGINAL TOWN/SANBORN
Legal Block	18
Legal Lot Number	1-2 2
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3029
Census Tract	490200

Owner

302 E 2nd St is owned and occupied by two individuals who acquired it in October 1977.

Source: O'Brien County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	302 E 2ND ST, SANBORN, IA 51248-7701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK
Aug 23, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1977
Deed Sale	Oct 5, 1977
Deed Document Number	0000068718
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	302 E 2ND ST, SANBORN, IA 51248-7701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700733
Date	Apr 3, 2017
Instrument	2017-00733

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	302 E 2ND ST, SANBORN, IA 51248-7701
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001516
Date	Jun 15, 2020
Instrument	2020-01516

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	302 E 2ND ST, SANBORN, IA 51248-7701
Transaction Type	Mortgage
Record Updated	Sep 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901860
Date	Aug 23, 2019
Instrument	2019-01860

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$215,030 Land $15,000 Building $200,030	$215,030 Land $15,000 Building $200,030
2023	$178,340 Land $15,000 Building $163,340	$178,340 Land $15,000 Building $163,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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