302 E 10th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 302 E 10th St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,399 sqft · built 1901
Lot Size0.074 acres (3,225 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Jul 2025)
Tax Bill$1,026 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN8913-25-178-012

Property Details

APN / Parcel Number

Primary APN8913-25-178-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,399 sqft Living Area
1st Floor Area696 sqft
Basement Area696 sqft
Unfinished Basement696 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,225 sqft (0.074 acres)
Lot Dimensions75 ft deep x 43 ft wide
PorchSlab
Porch Area146 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address302 E 10TH ST
CityWATERLOO
StateIA
Zip50703-4828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT WATERLOO EAST NW 1/2 LOT 10 BLK 46 EXC NE 17 FT 4 INCHES
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionORIGINAL PLAT WATERLOO EAST
Legal Block46
Legal Lot Number10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1051
Census Tract700

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address302 E 10TH ST, WATERLOO, IA 50703-4828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 9, 2025 · Amount on Record
Deed SaleJul 9, 2025 · Amount on Record
Deed Document Number20259787
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 9, 2025
Property Address302 E 10TH ST, WATERLOO, IA 50703-4828
Document Number0202509787
Instrument DateJun 27, 2025
Instrument2025-09787
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$111.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E 10TH ST, WATERLOO, IA 50703-4828

Mortgage

Document Number0202509788
DateJul 9, 2025
Instrument2025-09788
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,026.00$51,450 (+9.44%) Land $5,490 Building $45,960$51,450 (+9.44%) Land $5,490 Building $45,960
2024$1,026.00 (+10.09%)
2023$47,010 Land $5,490 Building $41,520$47,010 Land $5,490 Building $41,520
2022$932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Nearby Properties on E 10th St

Nearby Streets

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