302 Dover Rd, Midway, FL 32343 Property Records

Gadsden County property record for 302 Dover Rd, Midway, FL 32343

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2 ba · 5,565 sqft · built 2016
Lot Size	17.2 acres (751,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Apr 2026)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-05-1N-2W-0000-00132-0900`

Property Details

APN / Parcel Number

Primary APN	`4-05-1N-2W-0000-00132-0900`
Alternative APN	`1230190000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	5,565 sqft Gross Area
1st Floor Area	1,990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Material	Other
Lot Area	751,410 sqft (17.2 acres)

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 DOVER RD
City	MIDWAY
State	FL
Zip	32343
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	OR 803 P 1973 OR 786 P 1431 NE
Legal Range	2W
Legal Township	1N
Legal Section	05
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	1
Census Block	1027
Census Tract	20600

Owner

Source: Gadsden County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 DOVER RD, HAVANA, FL 32333-5492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Dec 6, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	20262465
Deed Book / Page	981 / 1962
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Apr 14, 2026
Property Address	302 DOVER RD, MIDWAY, FL 32343
Document Number	0009811962
Book / Page	981 / 1962
Instrument Date	Apr 2, 2026
Instrument	20262465
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002466,
Date	Apr 14, 2026
Instrument	20262466

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Apr 14, 2026
Property Address	302 DOVER RD, MIDWAY, FL 32343
Document Number	0000002465
Book / Page	981 / 1962
Instrument Date	Apr 2, 2026
Instrument	2026.2465
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002466,
Date	Apr 14, 2026
Instrument	2026..2466

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	302 DOVER RD, MIDWAY, FL 32343
Document Number	0008710146
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 20782 TALLAHASSEE FL 323160782, TALLAHASSEE, FL 32316-0782

Mortgage

Document Number	0008710146
Date	Dec 13, 2019
Book Page	000871/000146
Instrument	9959

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32446

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (+40.93%) Homeowner's exemption	$193,803 (+31.11%)	$354,765 (+18.39%) Land $109,388 Building $245,377
2024	$1,544.00 (+3.49%) Homeowner's exemption	$147,812 (+2.93%) Land $39,200 Building $108,612	$299,653 (+12.78%)
2023	$1,492.00 (+3.61%) Homeowner's exemption	$143,598 (+2.86%) Land $39,200 Building $104,398	$265,705 (+1.86%)
2022	$1,440.00 Homeowner's exemption	$139,607 Land $39,300 Building $100,307	$260,841

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2009–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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