302 Cunningham Rd, Oswego, NY 13126 Property Records

Oswego County and Granby Town property record for 302 Cunningham Rd, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1949
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jan 2020)
Tax Bill	$3,145 (2026)
Deeds & Mortgages	Mar 2020 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352800 201.00-01-08.2`

Property Details

APN / Parcel Number

Primary APN	`352800 201.00-01-08.2`
Alternative APN	`280020100000010082000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	420 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	302 CUNNINGHAM RD
City	OSWEGO
State	NY
Zip	13126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 022-010-000
Legal Block	1
Legal Lot Number	8.200
Jurisdiction	OSWEGO NY
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1000
Census Tract	21201

Owner

Source: Oswego County and Granby Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 COUNTY ROUTE 85, FULTON, NY 13069-4148
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Quit Claim Deed, Transfer INDEPENDENT TITLE AGENCY-SHANNON, INDEPENDENT TITLE AGCY-SHANNON
Jan 2, 2020	Warranty Deed, Transfer · Commercial Mortgage FULTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202040
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 4, 2020
Property Address	302 CUNNINGHAM RD, OSWEGO, NY 13126
Document Number	0000001836
Instrument Date	Jan 22, 2020
Instrument	1836
Transaction Type	Transfer
Record Updated	Apr 3, 2020
Title Company	INDEPENDENT TITLE AGENCY-SHANNON, INDEPENDENT TITLE AGCY-SHANNON

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 COUNTY ROUTE 85 FULTON NY 130694148, FULTON, NY 13069-4148

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 2, 2020
Property Address	302 CUNNINGHAM RD, OSWEGO, NY 13126
Document Number	0000000040
Instrument Date	Nov 4, 2019
Instrument	R-2020-000040
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	947 PARKS HILL RD, 947, SCHENEVUS, NY 12155-2527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEVERLY DR, FULTON, NY 13069-4035

Mortgage

Document Number	0000000041
Date	Jan 2, 2020
Instrument	R-2020-000041

Lender

Name	FULTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Granby Town
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,145.00 (+0.83%)
2025	$3,119.00	$70,000 (-) Land $15,800 Building $54,200	$116,667 (+18.33%) Land $26,333 Building $90,334
2023		$70,000 Land $15,800 Building $54,200	$98,592 Land $22,254 Building $76,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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