302 Crain St, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 302 Crain St, Charlevoix, MI 49720

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,448 sqft
Lot Size	0.429 acres (18,687 sqft)
Owner	Individual Name on File
Tax Bill	$4,713 (2025)
Flood Zone	Zone X (minimal risk)
APN	`052-280-040-00`

Property Details

APN / Parcel Number

Primary APN	`052-280-040-00`

Interior

Full Baths	1 Bath
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	18,687 sqft (0.429 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 CRAIN ST
City	CHARLEVOIX
State	MI
Zip	49720-1687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	302 CRAIN ST R2 WESTPORT LOT 40
Legal Range	08
Legal Township	34
Legal Section	27
Legal Subdivision	WESTPORT
Legal Lot Number	40
Jurisdiction	CHARLEVOIX MI
Township / Civil Division	CHARLEVOIX
Census Block Group	2
Census Block	2039
Census Tract	1500

Owner

Source: Charlevoix County records · APN 052-280-040-00

Assessment roll updated June 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 CRAIN ST, CHARLEVOIX, MI 49720-1687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Charlevoix County
Municipality	Charlevoix City
Unified School District	Charlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,200 (+9.82%)	$400,400 (+9.82%)
2025	$4,713.00 (+55.39%) Homeowner's exemption	$182,300 (+32.77%)	$364,600 (+32.77%)
2024	$3,033.00 (+7.21%)
2023		$137,300	$274,600
2022	$2,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), as of September 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 231 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001330, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLEVOIX serves 3,124 people
Water Source	Surface water
Last State Inspection	May 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.