Mecklenburg County property record for 302 Concord Rd, Davidson, NC 28036 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1985 |
| Square Footage | 3,200 sqft Living Area |
| Lot Size | 26,136 sqft (0.6 acres) |
| Tax Bill | $5,014.00 (2025) |
| Primary APN | 007-012-10 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,200 sqft Living Area |
| 1st Floor | 3,200 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 26,136 sqft (0.6 acres) |
| Patio Area | 48 sqft Patio |
| Porch Area | 252 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 302 CONCORD RD |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-9107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEE 701210 |
| Legal Subdivision | WINDSONG TRLS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 9, DEWEESE |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 6403 |
Source: Mecklenburg County records · APN 007-012-10
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 363, DAVIDSON, NC 28036-0363 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 21, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) NORTH STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 1994 |
| Deed Sale | Nov 30, 1994 |
| Deed Book / Page | 7984 / 913 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 302 CONCORD RD, DAVIDSON, NC 28036 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 302 CONCORD RD, DAVIDSON, NC 28036 |
| Document Number | 0000000481 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 36933/34 |
| Instrument | 2022000481 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 20, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 302 CONCORD RD, DAVIDSON, NC 28036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005056 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 35532/619 |
| Instrument | 2021005056 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 302 CONCORD RD, DAVIDSON, NC 28036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035656 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 31651/423 |
| Instrument | 2017035656 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,014.00 | $653,700 Land $497,500 Building $156,200 | $653,700 Land $497,500 Building $156,200 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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