Montgomery County property record for 302 Concept Ct, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,353 sqft · built 1962 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $129,900 (May 2011) |
| Tax Bill | $3,339 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 00144 0018 |
| Primary APN | O68 00144 0018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| 1st Floor Area | 1,353 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,125 sqft (0.462 acres) |
| Lot Dimensions | 175 ft deep x 115 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 224 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 302 CONCEPT CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-2271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 282 SON 3 SEC 2 |
| Legal Subdivision | SON 3 SEC 2 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 40403 |
The current owner of 302 Concept Ct bought it in May 2011.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 302 CONCEPT CT, CENTERVILLE, OH 45458-2271 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2011 · Amount on File |
| Deed Sale | May 12, 2011 · Amount on File |
| Prior Sale | May 18, 1995 |
| Deed Document Number | 11-028423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 302 CONCEPT CT, DAYTON, OH 45458-2271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000068739 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-00068739 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 302 CONCEPT CT, DAYTON, OH 45458-2271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 302 CONCEPT CT, CENTERVILLE, OH 45458-2271 |
| Document Number | 0000066690 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025-00066690 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,820 Land $17,850 Building $54,970 | ||
| 2024 | $3,339.00 (+5.2%) | ||
| 2023 | $3,174.00 (+8.55%) | $72,820 (+27.06%) Land $17,850 Building $54,970 | $208,050 Land $51,000 Building $157,050 |
| 2022 | $2,924.00 | $57,310 Land $14,060 Building $43,250 | |
| 2020 | $163,740 Land $40,160 Building $123,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 302 Concept Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Concept Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: altafiber Network Solutions, T-Mobile.
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