302 Clover Ln, Big Sandy, TX 75755 Property Records

Upshur County property record for 302 Clover Ln, Big Sandy, TX 75755

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,212 sqft · built 1980
Lot Size	0.43 acres (18,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,339 (Feb 2022)
Tax Bill	$4,177 (2026)
Deeds & Mortgages	Oct 2024 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S291-S01-C39-BL1LT1`

Property Details

APN / Parcel Number

Primary APN	`S291-S01-C39-BL1LT1`
Alternative APN	`20392`

Interior

Full Baths	2 Baths
Building Area	3,212 sqft Total Area
1st Floor Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,744 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S291-S01-C39-BL1LT1
Street Address	302 CLOVER LN
City	BIG SANDY
State	TX
Zip	75755-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 1 PARRISH SUBD. S291 (A69) .4303 ACRES & HOUSE
Legal Subdivision	PARRISH SUBD.
Legal Block	1
Legal Lot Number	1
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	1
Census Block	1040
Census Tract	950501

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 CLOVER LN, BIG SANDY, TX 75755-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 2, 2022	Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Mar 24, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	2022852
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0202102099
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	302 CLOVER LN, BIG SANDY, TX 75755-2107
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLOVER LN, BIG SANDY, TX 75755-2107

Mortgage

Document Number	0202406694
Date	Oct 28, 2024
Instrument	202406694

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Feb 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	302 CLOVER LN, BIG SANDY, TX 75755-2107
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLOVER LN, BIG SANDY, TX 75755-2107

Mortgage

Document Number	0202302705
Date	May 2, 2023
Instrument	202302705

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Feb 1, 2052

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Feb 2, 2022
Property Address	302 CLOVER LN, BIG SANDY, TX 75755-2107
Document Number	0202200852
Map Reference	VOL 410 PG 759
Instrument Date	Jan 31, 2022
Instrument	202200852
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	887 JANIS DR, 887, ROSSER, TX 75157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLOVER LN, BIG SANDY, TX 75755-2107

Mortgage

Document Number	0202200853
Date	Feb 2, 2022
Instrument	202200853

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 24, 2021
Property Address	302 CLOVER LN, BIG SANDY, TX 75755-2107
Document Number	202102099
Map Reference	VOL 410 PG 759
Instrument Date	Mar 18, 2021
Instrument	202102099
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 CLOVER LN, 302, BIG SANDY, TX 75755-2107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2896, BIG SANDY, TX 75755

Mortgage

Document Number	202102100
Date	Mar 24, 2021
Instrument	202102100

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Big Sandy Town
County	Upshur County
Unified School District	Big Sandy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,177.00 (-1.23%)	$233,080 (-1.22%) Land $20,430 Building $212,650	$233,080 (-1.22%) Land $20,430 Building $212,650
2025	$4,229.00 (+2.35%)	$235,970 (+8.17%) Land $20,430 Building $215,540	$235,970 (+8.17%) Land $20,430 Building $215,540
2023		$218,150 Land $20,430 Building $197,720	$218,150 Land $20,430 Building $197,720
2022	$4,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BIG SANDY serves 1,660 people · EPA ID TX2300001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Etex Telephone, Spectrum.

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