Westchester County and Pelham Town property record for 302 Cliff Ave, Pelham, NY 10803
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,577 sqft · built 1927 |
| Lot Size | 0.179 acres (7,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (Oct 2014) |
| Tax Bill | $51,402 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554403 163.68-2-49 |
| Primary APN | 554403 163.68-2-49 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,577 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| 2nd Floor Area | 1,302 sqft |
| Upper Floors Area | 651 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 7,799 sqft (0.179 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01794000 |
|---|---|
| Street Address | 302 CLIFF AVE |
| City | PELHAM |
| State | NY |
| Zip | 10803-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Subdivision | MAP OF PELHAM HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 49.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | PELHAM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5400 |
302 Cliff Ave is owned and occupied by two individuals who bought it in October 2014.
Source: Westchester County and Pelham Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 CLIFF AVE, PELHAM, NY 10803-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jul 17, 2020 | Loan Modification, Mortgage WELLS FARGO BK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit WEBSTER BK NA |
| Apr 4, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2014 · Amount on File |
| Deed Sale | Oct 28, 2014 · Amount on File |
| Deed Document Number | 2014542623502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 302 CLIFF AVE, PELHAM, NY 10803-2223 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 302 CLIFF AVE, PELHAM, NY 10803-2223 |
| Document Number | 0612463357 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 612463357 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 302 CLIFF AVE, PELHAM, NY 10803-2223 |
| Document Number | 0602243344 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | EXPRESS ABSTRACT SERVICES INC, EXPRESS ABS SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 CLIFF AVE PELHAM NY 108032223, PELHAM, NY 10803-2223 |
| Document Number | 0602243344 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 060224/003344 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 302 CLIFF AVE, PELHAM, NY 10803-2223 |
| Document Number | 0602243337 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | EXPRESS ABSTRACT SERVICES INC, EXPRESS ABS SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 CLIFF AVE PELHAM NY 108032223, PELHAM, NY 10803-2223 |
| Document Number | 0602243337 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 060224/003337 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 302 CLIFF AVE, PELHAM, NY 10803-2223 |
| Document Number | 0600243452 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 302 CLIFF AVE PELHAM NY 108032223, PELHAM, NY 10803-2223 |
| Document Number | 0600243452 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 060024/003452 |
| Name | WEBSTER BK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 302 CLIFF AVE, PELHAM, NY 10803-2223 |
| Document Number | 0571023324 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 302 CLIFF AVE PELHAM NY 108032223, PELHAM, NY 10803-2223 |
| Document Number | 0571023324 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 057102/003324 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 302 Cliff Ave was $51,402, down 23% from the year before.
Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Pelham Town |
| Municipality | Pelham Village |
| Unified School District | Pelham Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,402.00 (-22.96%) | ||
| 2025 | $66,718.00 | $2,002,000 (+4%) Land $338,000 Building $1,664,000 | $2,002,000 (+4%) Land $338,000 Building $1,664,000 |
| 2024 | $1,925,000 (+13.91%) Land $338,000 Building $1,587,000 | $1,925,000 (+13.91%) Land $338,000 Building $1,587,000 | |
| 2023 | $1,690,000 Land $225,500 Building $1,464,500 | $1,690,000 Land $225,500 Building $1,464,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Cliff Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2010–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Cliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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