302 Clayton St, Cherryville, NC 28021 Property Records

Gaston County property record for 302 Clayton St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,066 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2023)
Tax Bill	$2,025 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06001 01403`

Property Details

APN / Parcel Number

Primary APN	`06001 01403`
Alternative APN	`128866`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,066 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 CLAYTON ST
City	CHERRYVILLE
State	NC
Zip	28021-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHERRYFIELD ESTATES L 3 06 001 014 03 000
Legal Subdivision	CHERRYFIELD ESTATES
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2003
Census Tract	30602

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 CLAYTON ST, CHERRYVILLE, NC 28021-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 18, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 2, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Book / Page	5424 / 1219
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 25, 2023
Property Address	302 CLAYTON ST, CHERRYVILLE, NC 28021-2446
Document Number	0054241219
Book / Page	5424 / 1219
Map Reference	MB 54 PG 6
Instrument Date	Jul 24, 2023
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 WHITE BLVD, INVERNESS, FL 34453-4315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLAYTON ST, CHERRYVILLE, NC 28021-2446

Mortgage

Document Number	0054241222
Date	Jul 25, 2023
Instrument	5424/1222

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0054241234
Date	Jul 25, 2023
Book Page	5424/1234

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	302 CLAYTON ST, CHERRYVILLE, NC 28021-2446
Transaction Type	Mortgage
Record Updated	May 29, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLAYTON ST, CHERRYVILLE, NC 28021-2446

Mortgage

Document Number	0054042138
Date	Apr 18, 2023
Book Page	5404/2138

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2063

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 2, 2018
Property Address	302 CLAYTON ST, CHERRYVILLE, NC 28021-2446
Document Number	0049860311
Book / Page	4986 / 0311
Map Reference	MB 54 PG 6
Instrument Date	Jun 28, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 APPLE BLOSSOM DR, 116, MORGANTON, NC 28655-9027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLAYTON ST, CHERRYVILLE, NC 28021-2446

Mortgage

Document Number	49860314
Date	Jul 2, 2018
Instrument	4986/0314

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,025.00 (-1.03%)	$187,740 (-) Land $9,060 Building $178,680
2023	$2,046.00 (+42.58%)	$187,740 (+73.9%) Land $9,060 Building $178,680
2022	$1,435.00	$107,960 Land $6,590 Building $101,370
2021			$107,960 Land $6,590 Building $101,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clayton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures