302 Chestnut St, Virginia, MN 55792 Property Records

St. Louis County property record for 302 Chestnut St, Virginia, MN 55792

Property Summary

Property Type	Commercial
Details	28,180 sqft · built 1913
Lot Size	0.138 acres (6,023 sqft)
Owner	Company Name on File
Last Sale	$500,000 (May 2023)
Tax Bill	$18,502 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0010-05530`

Property Details

APN / Parcel Number

Primary APN	`090-0010-05530`
Alternative APNs	`1086618` `790538`

Interior

Units	56 Units
Stories	5 Stories
Building Area	28,180 sqft Gross Area
1st Floor Area	6,000 sqft
Basement Area	6,000 sqft
Flooring	Terrazzo
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Lot Area	6,023 sqft (0.138 acres)
Canopy	2,060 sqft

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1086618
Street Address	302 CHESTNUT ST
City	VIRGINIA
State	MN
Zip	55792-2541
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1 AND 2 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	25
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2013
Census Tract	13100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia Commercial Historic District listed 1997 · 78 contributing resources · NRIS 97000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

302 Chestnut St, a commercial property, is owned by a company that bought it in May 2023.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4599 DATKA RD, DULUTH, MN 55803-9233
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Oct 27, 2008 · Amount on File
Deed Document Number	20231465791
Prior Transfer Date	Jun 23, 2006
Prior Transfer Doc	0001025755
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 2, 2023
Property Address	302 CHESTNUT ST, VIRGINIA, MN 55792-2541
Document Number	0001465791
Instrument Date	Apr 21, 2023
Instrument	1465791
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4599 DATKA RD, DULUTH, MN 55803-9233

Mortgage

Document Number	0001465792
Date	May 2, 2023
Instrument	1465792

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 5, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 302 Chestnut St was $18,502, up 31.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,502.00 (+31.48%)
2025	$14,072.00 (+138.1%)	$731,300 (+91.74%) Land $7,700 Building $723,600	$731,300 (+91.74%) Land $7,700 Building $723,600
2024	$5,910.00	$381,400 Land $7,700 Building $373,700	$381,400 Land $7,700 Building $373,700
2022		$184,200 Land $7,700 Building $176,500	$184,200 Land $7,700 Building $176,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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