302 Chestnut St, Monona, IA 52159 Property Records

Clayton County property record for 302 Chestnut St, Monona, IA 52159

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1899
Lot Size0.127 acres (5,544 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Jun 2021)
Tax Bill$2,376 (2025)
Deeds & MortgagesApr 2017 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3613113004

Property Details

APN / Parcel Number

Primary APN3613113004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area784 sqft
Basement Area392 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,544 sqft (0.127 acres)
Lot Dimensions84 ft deep x 66 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address302 CHESTNUT ST
CityMONONA
StateIA
Zip52159-8268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOLEYS ADDN. N. 1/2 LOT 4 BLK 6
Legal SubdivisionBOLEYS ADDN
Legal Block6
Legal Lot Number4
JurisdictionCLAYTON IA
Township / Civil DivisionMONONA
Census Block Group3
Census Block3023
Census Tract70200

Owner

302 Chestnut St is owned and occupied by two individuals who bought it in June 2021.

Source: Clayton County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address302 CHESTNUT ST, MONONA, IA 52159-8268
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
LUANA SAVINGS BANK
Jun 1, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on File
Deed SaleJun 1, 2021 · Amount on File
Prior SaleApr 3, 2017 · Amount on File
Deed Document Number20212213
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address302 CHESTNUT ST, MONONA, IA 52159-8268
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R01035
DateApr 3, 2017
Instrument2017R01035
Lender
NameLUANA SAVINGS BANK
TypeBank
AddressLUANA, IA 52156
Agreement
TypeConventional Mortgage
AmountAmount on Record

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateJun 1, 2021
Property Address302 CHESTNUT ST, MONONA, IA 52159-8268
Document Number2021R02213
Instrument DateMay 27, 2021
Instrument2021R02213
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address302 CHESTNUT ST, MONONA, IA 52159-8268

Mortgage

Document Number2021R02215
DateJun 1, 2021
Instrument2021R02215
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 302 Chestnut St was $2,376, up 9.7% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityMonona City
Unified School DistrictMFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,376.00 (+9.7%)$142,617 Land $10,895 Building $131,722$142,617 Land $10,895 Building $131,722
2024$2,166.00
2023$119,555 Land $9,474 Building $110,081$119,555 Land $9,474 Building $110,081
2022$2,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 302 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONONA MUNICIPAL WATER DEPT
serves 1,471 people · EPA ID IA2264095
Water SourceGroundwater
Last State InspectionSep 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20

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