302 Cherry St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 302 Cherry St, Belford, NJ 07718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,684 sqft · built 2015
Lot Size	0.585 acres (25,476 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 1990)
Tax Bill	$13,604 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-00276-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`32-00276-0000-00059`
Alternative APNs	`320027600059` `532`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,684 sqft Living Area
1st Floor Area	2,684 sqft
Upper Floors Area	1,094 sqft
Basement Area	1,318 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	25,476 sqft (0.585 acres)
Lot Dimensions	150 ft deep x 116 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	284 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	532
Street Address	302 CHERRY ST
City	BELFORD
State	NJ
Zip	07718-1572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Block	276
Legal Lot Number	59
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3009
Census Tract	800500

Owner

302 Cherry St is owned and occupied by two individuals who bought it in August 1990.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 CHERRY ST, BELFORD, NJ 07718-1572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 1990 · Amount on File
Deed Sale	Aug 13, 1990 · Amount on File
Deed Book / Page	5020 / 83
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	302 CHERRY ST, BELFORD, NJ 07718-1572
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096502310
Date	Jun 30, 2023
Book Page	9650/2310
Instrument	2023044495

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 302 Cherry St was $13,604, up 6.5% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$865,100 (+2.63%) Land $392,400 Building $472,700	$865,100 (+2.63%) Land $392,400 Building $472,700
2025	$13,604.00 (+6.49%)	$842,900 Land $374,500 Building $468,400	$842,900 Land $374,500 Building $468,400
2024	$12,775.00
2023		$697,000 Land $243,200 Building $453,800	$697,000 Land $243,200 Building $453,800
2022	$10,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Cherry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	257 (1983–2023)
Claims Outside the SFHA	13 of 257
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 172 claims Hurricane Irene, Aug 2011 · 42 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Cherry St is moderate, ranking above 52% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20