302 Cedar St, Stover, MO 65078 Property Records

Morgan County property record for 302 Cedar St, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1930
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$534 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-35-400-011-004.001`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-35-400-011-004.001`

Interior

Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 CEDAR ST
City	STOVER
State	MO
Zip	65078-0965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5-8; BLK 4; HUGHES HEIGHTS ADD TO STOVER; 100 X 100
Legal Range	19
Legal Township	43
Legal Section	35
Legal Subdivision	HUGHES HEIGHTS ADD TO STOVER
Legal Block	4
Legal Lot Number	5-8
Jurisdiction	MORGAN MO
Township / Civil Division	HAW CREEK
Census Block Group	3
Census Block	3014
Census Tract	470200

Owner

302 Cedar St is owned by two individuals who acquired it in April 2026.

Source: Morgan County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28636 HARBOUR HILLS RD, GRAVOIS MILLS, MO 65037-3548
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Apr 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 15, 2026
Transfer Doc	0000001753
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	302 CEDAR ST, STOVER, MO 65078-0965
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CEDAR ST, STOVER, MO 65078-0965

Mortgage

Document Number	0202201307
Date	Mar 10, 2022
Instrument	202201307

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MORGAN MO
Recording Date	Apr 17, 2026
Property Address	302 CEDAR ST, STOVER, MO 65078-0965
Document Number	0000001753
Instrument Date	Apr 15, 2026
Instrument	20261753
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28636 HARBOUR HILLS RD, GRAVOIS MILLS, MO 65037-3548

Tax Assessment & Valuation

The 2025 property tax bill for 302 Cedar St was $534, up 9% from the year before.

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Municipality	Stover City
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,910 (-) Land $1,349 Building $9,561	$57,400 (-) Land $7,100 Building $50,300
2025	$534.00 (+8.98%)	$10,910 Land $1,349 Building $9,561	$57,400 (-) Land $7,100 Building $50,300
2024	$490.00 (-0.81%)		$57,400 Land $7,100 Building $50,300
2023	$494.00	$9,820
2022	$494.00		$51,700 Land $6,300 Building $45,400
2011	$387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Cedar St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOVER PWS serves 1,094 people · EPA ID MO3010767
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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