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302 Cardinal Rd, Louisa, VA 23093 Property Records

Louisa County property record for 302 Cardinal Rd, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,820 sqft · built 2020
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Aug 2020)
Tax Bill$163 (2022)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40G 1 127

Property Details

APN / Parcel Number

Primary APN40G 1 127
Alternative APNs
  • 29709
  • 28249

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,820 sqft Living Area
1st Floor Area1,000 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number28249
Street Address302 CARDINAL RD
CityLOUISA
StateVA
Zip23093-4939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
Legal DescriptionCOUNTRYSIDE PHASE 1B PB 8/2446-2449 LOT 127 DB 1693/411 .215AC
Legal SubdivisionCOUNTRYSIDE
Legal Phase1B
Legal Lot Number127
JurisdictionLOUISA VA
Township / Civil DivisionLOUISA
Census Block Group2
Census Block2002
Census Tract950201

Owner

302 Cardinal Rd is owned and occupied by an individual who bought it in August 2020.

Source: Louisa County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address302 CARDINAL RD, LOUISA, VA 23093-4939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2020 · Amount on File
Deed SaleAug 26, 2020 · Amount on File
Prior SaleDec 27, 2012 · Amount on File
Deed Document Number20207700
Deed Book / Page1693 / 411
Record UpdatedSep 20, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUISA VA
Recording DateAug 26, 2020
Property Address302 CARDINAL RD, LOUISA, VA 23093-4939
Document Number0000007700
Book / Page001693 / 000411
Instrument DateAug 25, 2020
Instrument7700
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 CARDINAL RD LOUISA VA 23093, LOUISA, VA 23093

Mortgage

Document Number7701
DateAug 26, 2020
Book Page001693/000415
Instrument7701
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
Address6850 MILLER RD, BRECKSVILLE, OH 44141-3222
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 25, 2050

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
MunicipalityLouisa Town
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,400 (+5.09%) Land $39,000 Building $291,400$330,400 (+5.09%) Land $39,000 Building $291,400
2025$314,400 Land $31,000 Building $283,400$314,400 Land $31,000 Building $283,400
2023$273,900 Land $24,000 Building $249,900
2022$163.00$273,900 Land $24,000 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Cardinal Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LOUISA
serves 1,555 people · EPA ID VA2109450
Water SourcePurchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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