Champaign County property record for 302 Capitol St, Savoy, IL 61874
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.225 acres (9,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,500 (Nov 2018) |
| Tax Bill | $8,019 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-35-308-005 |
| Primary APN | 03-20-35-308-005 |
|---|
| Lot Area | 9,787 sqft (0.225 acres) |
|---|
| Street Address | 302 CAPITOL ST |
|---|---|
| City | SAVOY |
| State | IL |
| Zip | 61874-8732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 391 LIBERTY ON THE LAKE 2 PHASE 1 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ON THE LAKE 2 PHASE 1 |
| Legal Lot Number | 391 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1302 |
302 Capitol St is owned and occupied by an individual who bought it in November 2018.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INB NA |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK |
| Nov 9, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK |
| Apr 24, 2018 | Trustee's Deed, Construction Loan · Line of Credit FIRST FED'L S&L ASSN/CTRL IL |
| Jan 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 6, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on File |
| Deed Sale | Nov 9, 2018 · Amount on File |
| Prior Sale | Jan 6, 2017 · Amount on File |
| Deed Document Number | 201819423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 7, 2026 |
| Property Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Document Number | 0000010417 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202610417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010417, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 202610417 |
| Name | INB NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Jul 6, 2032 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016273 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019R16273 |
| Name | ILLINOIS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 9, 2018 |
| Property Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Document Number | 0000019423 |
| Map Reference | DOC2007R28800 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 2018R19423 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 CAPITOL ST, SAVOY, IL 61874 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019424 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 2018R19424 |
| Name | ILLINOIS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 24, 2018 |
| Property Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 6321 |
| Transaction Type | Construction Loan |
| Record Updated | May 7, 2018 |
| Title Company | ALLIED CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 302 CAPITOL ST SAVOY IL 618748732, SAVOY, IL 61874-8732 |
| Document Number | 0000006321 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 6321 |
| Name | FIRST FED'L S&L ASSN/CTRL IL |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLESTON, IL 61920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 23, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 6, 2017 |
| Property Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Document Number | 0000000347 |
| Instrument Date | Sep 20, 2016 |
| Instrument | 347 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 411 N CLARENDON CT #100 SAVOY IL 618746053, 100, SAVOY, IL 61874-6053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 6, 2017 |
| Property Address | 302 CAPITOL ST, SAVOY, IL 61874-8732 |
| Document Number | 0000000346 |
| Instrument Date | Jul 29, 2013 |
| Instrument | 346 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $22.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 303 S MATTIS AVE #200 CHAMPAIGN IL 618213070, 200, CHAMPAIGN, IL 61821-3070 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign Township |
| Municipality | Savoy Village |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,610 Land $28,250 Building $101,360 | $388,830 Land $84,750 Building $304,080 | |
| 2024 | $8,019.00 | ||
| 2022 | $7,265.00 Homeowner's exemption | $99,150 Land $21,610 Building $77,540 | $297,450 Land $64,830 Building $232,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 302 Capitol St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 302 Capitol St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
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