302 Bernard Ave, Ama, LA 70031 Property Records

St. Charles Parish property record for 302 Bernard Ave, Ama, LA 70031

Property Summary

Property Type	Single Family Home
Details	1,949 sqft · built 1983
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Mar 2017)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
APN	`2-047 00I 00002`

Property Details

APN / Parcel Number

Primary APN	`2-047 00I 00002`

Interior

Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 1983
Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Street Address	302 BERNARD AVE
City	AMA
State	LA
Zip	70031-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 2, BLK. I, SELLERS VILLAGE SUBD.
Legal Subdivision	AMA - SELLERS VILLAGE
Legal Block	I
Legal Lot Number	2
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	63000

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 BERNARD AVE, AMA, LA 70031-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2017 · Amount on Record
Deed Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	422514
Deed Book / Page	844 / 722
Record Updated	Jun 8, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES LA
Recording Date	Mar 22, 2017
Property Address	302 BERNARD AVE, AMA, LA 70031-2116
Document Number	0008440722
Book / Page	000844 / 000722
Instrument Date	Mar 17, 2017
Instrument	422514
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 BERNARD AVE AMA LA 700312116, AMA, LA 70031-2116

Mortgage

Document Number	17100401
Date	Mar 22, 2017
Book Page	001710/000401
Instrument	422515

Lender

Name	SIGNATURE HM LNDG
Address	HAMMOND, LA 70403

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 (-1.52%) Homeowner's exemption	$19,680 (-) Land $3,050 Building $16,630	$196,800 (-) Land $30,500 Building $166,300
2024	$1,250.00 (+26.14%) Homeowner's exemption	$19,680 (+20.16%) Land $3,050 Building $16,630	$196,800 (+20.16%) Land $30,500 Building $166,300
2023	$991.00 (-4.53%) Homeowner's exemption	$16,378 (-) Land $3,710 Building $12,668	$163,780 (-) Land $37,100 Building $126,680
2022	$1,038.00 Homeowner's exemption	$16,378 Land $3,710 Building $12,668	$163,780 Land $37,100 Building $126,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	52 (1989–2026)
Claims Outside the SFHA	37 of 52
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Hurricane Katrina, Aug 2005 · 24 claims Severe Storms And Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20