Providence City property record for 302 Benefit St, Providence, RI 02903
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 8 ba · 4,737 sqft · built 1870 |
| Lot Size | 0.197 acres (8,579 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,900,000 (Oct 2023) |
| Tax Bill | $39,887 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Mar 2025 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:12 L:135 |
| Primary APN | PROV M:12 L:135 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 8 Baths |
| Units | 8 Units |
| Stories | 3 Stories |
| Building Area | 4,737 sqft Living Area |
| Gross Area | 6,379 sqft |
| 1st Floor Area | 1,586 sqft |
| Basement Area | 1,544 sqft |
| Unfinished Basement | 1,544 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 8,579 sqft (0.197 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7136 |
|---|---|
| Street Address | 302 BENEFIT ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02903-2900 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-2 |
| Legal Lot Number | 135 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3602 |
Source: Providence City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 141 GOVERNOR ST, PROVIDENCE, RI 02906-3063 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK |
| Mar 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK |
| Oct 13, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK RHODE ISLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Prior Sale | Aug 17, 2015 · Amount on Record |
| Deed Book / Page | 13986 / 125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 302 BENEFIT ST, PROVIDENCE, RI 02903-2900 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 013697-187 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 13697/187 |
| Instrument | 2022331811 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 302 BENEFIT ST, PROVIDENCE, RI 02903-2900 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 014368-186 |
|---|---|
| Date | Mar 13, 2025 |
| Book Page | 14368/186 |
| Instrument | 2025387131 |
| Name | CENTREVILLE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Oct 13, 2023 |
| Property Address | 302 BENEFIT ST, PROVIDENCE, RI 02903-2900 |
| Document Number | 013986-125 |
| Book / Page | 13986 / 125 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023355558 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 BENEFIT ST, PROVIDENCE, RI 02904-2703 |
| Document Number | 2023355559 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023355559 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $39,887.00 (+80.96%) | $1,534,100 (+27.71%) Land $440,000 Building $1,094,100 |
| 2023 | $22,042.00 (+3.09%) | $1,201,200 (-) Land $440,000 Building $761,200 |
| 2022 | $21,381.00 | $1,201,200 Land $440,000 Building $761,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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