302 Beachgrass Ln, Summerville, SC 29486 Property Records

Berkeley County property record for 302 Beachgrass Ln, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3,160 sqft · built 2014
Lot Size	0.155 acres (6,780 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Jun 2018)
Tax Bill	$401 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-02-04-056`

Property Details

APN / Parcel Number

Primary APN	`195-02-04-056`
Alternative APN	`195-00-00-090`

Interior

Building Area	3,160 sqft Finished Area
Gross Area	3,880 sqft
1st Floor Area	1,380 sqft
2nd Floor Area	1,780 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,780 sqft (0.155 acres)
Garage Area	480 sqft
Porch	Patio
Porch Area	240 sqft

Location & Zoning

Street Address	302 BEACHGRASS LN
City	SUMMERVILLE
State	SC
Zip	29486-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	THE OAKS AT CANE BAYLOT 56
Legal Subdivision	CANE BAY (THE OAKS)
Legal Lot Number	56
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1022
Census Tract	20711

Owner

302 Beachgrass Ln is owned and occupied by an individual who bought it in June 2018.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	302 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI SOUTH ST BK
Jun 26, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Deed Document Number	201821137
Deed Book / Page	2778 / 480
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	302 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3857/0591
Date	Jun 21, 2021
Book Page	3857/591
Instrument	2021029050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 26, 2019
Property Address	302 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Document Number	3144/0563
Book / Page	003144 / 000563
Instrument Date	Aug 2, 2019
Instrument	35054
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.79
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROWANS CREEK DR CHARLESTON SC 294928338, CHARLESTON, SC 29492-8338
Investor	Possibly a Property Investor

Mortgage

Document Number	3144/0568
Date	Sep 26, 2019
Book Page	003144/000568
Instrument	35055

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 26, 2018
Property Address	302 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Document Number	2778/0480
Book / Page	002778 / 000480
Instrument Date	Apr 13, 2018
Instrument	21137
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 BEACHGRASS LN SUMMERVILLE SC 294862360, SUMMERVILLE, SC 29486-2360

Mortgage

Document Number	2778/0485
Date	Jun 26, 2018
Book Page	002778/000485
Instrument	21138

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 302 Beachgrass Ln was $401, up 6.4% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,780 (+2,400.03%) Land $65,961 Building $321,819	$529,100 (-) Land $90,000 Building $439,100
2025	$401.00 (+6.37%)	$15,511 (-) Land $2,638 Building $12,873	$529,100 (-) Land $90,000 Building $439,100
2024	$377.00 Additional exemption filed	$15,511 Land $2,638 Building $12,873	$529,100 Land $90,000 Building $439,100
2022	$361.00 Additional exemption filed	$13,488 Land $2,200 Building $11,288	$337,200 Land $55,000 Building $282,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Beachgrass Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Beachgrass Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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