302 Baughmans Ln, #304A, Frederick, MD 21702 Property Records

Frederick County property record for 302 Baughmans Ln, #304A, Frederick, MD 21702

Property Summary

Property Type	Condominium
Details	built 2025
Lot Size	0.023 acres (1,013 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Aug 2026)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-607254`

Property Details

APN / Parcel Number

Primary APN	`02-607254`
Alternative APN	`607254`

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Lot Area	1,013 sqft (0.023 acres)
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	607254
Street Address	302 BAUGHMANS LN, 304A
City	FREDERICK
State	MD
Zip	21702-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 304A 1,013 SQ FT DREAMERS COVE CONDO
Legal Subdivision	DREAMERS COVE CONDOMINIUM
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2001
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

302 Baughmans Ln, #304A is owned by two individuals who bought it in August 2026.

Source: Frederick County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7190 PEEKSKILL DR, FREDERICK, MD 21702-2110
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 12, 2025	Deed, Transfer CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	17999 / 309
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 11, 2026
Property Address	302 BAUGHMANS LN, 304A, FREDERICK, MD 21702-5300
Document Number	1799000309
Book / Page	17999 / 309
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7190 PEEKSKILL DR, FREDERICK, MD 21702-2110

Mortgage

Document Number	1799000314,
Date	Aug 11, 2026
Book Page	17999/314

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2025
Property Address	302 BAUGHMANS LN # 304A, 304A, FREDERICK, MD 21702-5300
Document Number	0176420465
Book / Page	17642 / 465
Map Reference	MB 111 PL 32-34
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	505 HUNTMAR PARK DR STE 245, 245, HERNDON, VA 20170-5169
Mail Care Of	GOLDEN EAGLE GROUP

Tax Assessment & Valuation

The 2025 property tax bill for 302 Baughmans Ln, #304A was $4,795.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-1.92%) Land $80,000 Building $175,000	$255,000 (-1.92%) Land $80,000 Building $175,000
2025	$4,795.00	$260,000 Land $80,000 Building $180,000	$260,000 Land $80,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Baughmans Ln, #304A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2015–2019)
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 302 Baughmans Ln, #304A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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