302 B St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 302 B St, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,080 sqft · built 1975
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jan 2023)
Tax Bill	$4,361 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`171300-1000`

Property Details

APN / Parcel Number

Primary APN	`171300-1000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Lot Width	50 ft Width
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 B ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-6816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-30 COQUINA GABLES LOT 1 BLK 49 OR5700/349
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	COQUINA GABLES SUBDIVISION NO. 1
Legal Block	49
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	21410

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 B ST, SAINT AUGUSTINE, FL 32080-6816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	20236749
Deed Book / Page	5700 / 349
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	302 B ST, SAINT AUGUSTINE, FL 32080-6816
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 B ST, SAINT AUGUSTINE, FL 32080-6816

Mortgage

Document Number	0058380847
Date	Oct 9, 2023
Book Page	5838/847
Instrument	2023079596

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 27, 2023
Property Address	302 B ST, SAINT AUGUSTINE, FL 32080-6816
Document Number	0057000349
Book / Page	5700 / 349
Map Reference	MB 3 PG 30
Instrument Date	Jan 26, 2023
Instrument	2023006749
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	KINGDOM TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 BIG WOODS RD, NEW WAVERLY, TX 77358-5140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 B ST, ST AUGUSTINE, FL 32080-6816

Mortgage

Document Number	0005700351
Date	Jan 27, 2023
Instrument	5700/351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	302 B ST, SAINT AUGUSTINE, FL 32080-6816
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3O2 B ST, SAINT AUGUSTINE, FL 32080

Mortgage

Document Number	0055870561
Date	Jun 28, 2022
Book Page	5587/561
Instrument	2022063929

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 21, 2020
Property Address	302 B ST, SAINT AUGUSTINE, FL 32080-6816
Document Number	0050211924
Book / Page	5021 / 1924
Map Reference	MB 3 PG 30
Instrument Date	Aug 17, 2020
Instrument	2020070215
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 SW 122ND ST, 1318, GAINESVILLE, FL 32607-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 B ST, SAINT AUGUSTINE, FL 32080-6816

Mortgage

Document Number	50211926
Date	Aug 21, 2020
Instrument	5021/1926

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,863 (+2.7%)	$420,212 (+2.58%) Land $287,500 Building $132,712
2025	$4,361.00 (+8.81%) Homeowner's exemption	$283,216 (-6.27%)	$409,629 (-3.36%) Land $287,500 Building $122,129
2024	$4,008.00 (-8.74%)
2023	$4,392.00 (+1.69%) Homeowner's exemption	$302,169 (+3%)	$423,891 (+11.02%) Land $250,000 Building $173,891
2022	$4,319.00 Homeowner's exemption	$293,368	$381,803 Land $207,200 Building $174,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber.

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