302 Allen St, Gallatin, MO 64640 Property Records

Daviess County property record for 302 Allen St, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,282 sqft · built 1925
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$93,100 (Jan 2026)
Tax Bill	$765 (2025)
Deeds & Mortgages	Sep 2007 Mortgage Mar 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-4.2-20-3-08-06`

Property Details

APN / Parcel Number

Primary APN	`15-4.2-20-3-08-06`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	120 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	302 ALLEN ST
City	GALLATIN
State	MO
Zip	64640-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 3 AND THE WEST HALF OF LOT 2 ALL IN BLOCK 3 IN J W ALEXANDER'S ADDITION TO THE CITY OF GALLATIN, MISSOURI
Legal Range	27W
Legal Township	59N
Legal Section	20
Legal Subdivision	ALEXANDER'S ADDITION
Legal Block	3
Legal Lot Number	3,2
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	4
Census Block	4045
Census Tract	470200

Owner

302 Allen St is owned and occupied by two individuals who bought it in January 2026.

Source: Daviess County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 ALLEN ST, GALLATIN, MO 64640-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS BANK OF NORTHERN MISSOURI
Mar 2, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage NAVY FEDERL CREDIT UNION
May 28, 2013	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK OF NORTHERN MISSOURI
Jan 16, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Mar 2, 2009 · Amount on File
Deed Document Number	202682
Deed Book / Page	415 / 411
Prior Transfer Date	Jan 12, 2026
Prior Transfer Doc	000415/411
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	302 ALLEN ST, GALLATIN, MO 64640-1416
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ALLEN ST, GALLATIN, MO 64640-1417

Mortgage

Document Number	0000234/61
Date	Sep 26, 2007
Book Page	234/61

Lender

Name	FARMERS BANK OF NORTHERN MISSOURI
Type	Seller
Address	121 W JACKSON ST, GALLATIN, MO 64640

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	302 ALLEN ST, GALLATIN, MO 64640-1416
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 S PROSPECT ST, GALLATIN, MO 64640-9548

Mortgage

Document Number	0000242/80
Date	Mar 2, 2009
Book Page	242/80

Lender

Name	NAVY FEDERL CREDIT UNION
Type	Seller
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2039

Interest

Rate Type	Fixed Rate

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	302 ALLEN ST, GALLATIN, MO 64640-1416
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 N MARKET ST, GALLATIN, MO 64640-1043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000262/64
Date	May 28, 2013
Book Page	262/64

Lender

Name	FARMERS BANK OF NORTHERN MISSOURI
Type	Seller
Address	121 W JACKSON ST, GALLATIN, MO 64640

Agreement

Type	FmHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIESS MO
Recording Date	Jan 16, 2026
Property Address	302 ALLEN ST, GALLATIN, MO 64640-1416
Document Number	000415/411
Book / Page	415 / 411
Instrument Date	Jan 12, 2026
Instrument	20260082
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 ALLEN ST, GALLATIN, MO 64640-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ALLEN ST, GALLATIN, MO 64640-1416

Mortgage

Document Number	0020260083
Date	Jan 16, 2026
Instrument	20260083

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 302 Allen St was $765.

Source: Daviess County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00	$10,767 Land $872 Building $9,895	$56,670 Land $4,590 Building $52,080
2023	$701.00	$9,540 Land $697 Building $8,843	$50,210 Land $3,670 Building $46,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Allen St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Allen St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN PWS serves 1,821 people · EPA ID MO1010299
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-States Services Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: AT&T.

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