302 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 302 4th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 957 sqft · built 1863
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Nov 2019)
Tax Bill	$3,009 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
APN	`381700 90.23-6-20`

Property Details

APN / Parcel Number

Primary APN	`381700 90.23-6-20`
Alternative APN	`1502030`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	638 sqft
Upper Floors Area	319 sqft

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	286 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1502030
Street Address	302 4TH AVE
City	TROY
State	NY
Zip	12182-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Block	6
Legal Lot Number	20.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3009
Census Tract	40300

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 4TH AVE, TROY, NY 12182-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	2019559901
Deed Book / Page	8998 / 318
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 7, 2019
Property Address	302 4TH AVE, TROY, NY 12182-3309
Document Number	0000559901
Book / Page	008998 / 000318
Instrument Date	Oct 31, 2019
Instrument	559901
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	MARKET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 FLORENCE PL TROY NY 121801127, TROY, NY 12180-1127

Mortgage

Document Number	559902
Date	Nov 7, 2019
Book Page	008998/000322
Instrument	559902

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,009.00 (+1.31%)
2025	$2,970.00 (+4.8%)	$65,000 (-) Land $8,800 Building $56,200	$111,300 (+19.81%) Land $15,068 Building $96,232
2023		$65,000 (-) Land $8,800 Building $56,200	$92,900 (+8.62%) Land $12,577 Building $80,323
2022	$2,834.00	$65,000 Land $8,800 Building $56,200	$85,526 Land $11,579 Building $73,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20