302 3rd St NE, Elkader, IA 52043 Property Records

Clayton County property record for 302 3rd St NE, Elkader, IA 52043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,529 sqft · built 1915
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$11,125 (Jan 2024)
Tax Bill$2,320 (2025)
Deeds & MortgagesJan 2024 Transfer
Jul 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN2523178001

Property Details

APN / Parcel Number

Primary APN2523178001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,529 sqft Living Area
1st Floor Area948 sqft
AtticAttic
Attic Area521 sqft
Basement Area948 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area176 sqft
Deck AreaDeck Area
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address302 3RD ST NE
CityELKADER
StateIA
Zip52043-9004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWARNERS ADDN. PT LOT 1 BLK 15
Legal SubdivisionWARNERS ADDN
Legal Block15
Legal Lot Number1
JurisdictionCLAYTON IA
Township / Civil DivisionBOARDMAN
Census Block Group3
Census Block3013
Census Tract70300

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address302 3RD ST NE, ELKADER, IA 52043-9004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Intrafamily Transfer, Transfer
Jul 17, 2023Warranty Deed, Transfer · Line of Credit
FARMERS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2024 · Amount on Record
Deed SaleJan 24, 2024 · Amount on Record
Prior SaleJan 16, 2013 · Amount on Record
Deed Document Number2024222
Prior Transfer DateJan 18, 2024
Prior Transfer Doc2024R00222
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAYTON IA
Recording DateJan 24, 2024
Property Address302 3RD ST NE, ELKADER, IA 52043-9004
Document Number2024R00222
Instrument DateJan 18, 2024
Instrument2024R00222
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 3RD ST NE, ELKADER, IA 52043-9004

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateJul 17, 2023
Property Address302 3RD ST NE, ELKADER, IA 52043-9004
Document Number2023R01951
Instrument DateJul 14, 2023
Instrument2023R01951
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$159.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 3RD ST NE, ELKADER, IA 52043-9004

Mortgage

Document Number2023R01952
DateJul 17, 2023
Instrument2023R01952
Lender
NameFARMERS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 14, 2053

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityElkader City
Unified School DistrictCentral Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,320.00 (-11.65%)$105,473 (+0.35%) Land $6,325 Building $99,148$105,473 (+0.35%) Land $6,325 Building $99,148
2024$2,626.00 (+22.25%)
2023$105,107 (+27.77%) Land $5,500 Building $99,607$105,107 (+27.77%) Land $5,500 Building $99,607
2022$2,148.00 (+8.05%)$82,265 Land $5,000 Building $77,265
2021$1,988.00$82,265 Land $5,000 Building $77,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1991–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKADER MUNI WATER DEPT
serves 1,219 people · EPA ID IA2223011
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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