302 3rd Ave, Keystone, IA 52249 Property Records

Benton County property record for 302 3rd Ave, Keystone, IA 52249 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,923 sqft · built 1900
Lot Size	0.196 acres (8,520 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2025)
Tax Bill	$764 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09002950`

Property Details

APN / Parcel Number

Primary APN	`09002950`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,923 sqft Living Area
1st Floor Area	795 sqft
Basement Area	1,020 sqft
Unfinished Basement	795 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,520 sqft (0.196 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 3RD AVE
City	KEYSTONE
State	IA
Zip	52249-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F HAMANNS 1ST ADD LOT 6 & S 1/5 LOT 5 BLK 1
Legal Subdivision	HAMMANS
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3045
Census Tract	960600

Owner

Source: Benton County records · APN 09002950

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 3RD AVE, KEYSTONE, IA 52249-9511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 07, 2025	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Dec 30, 2024	Deed of Trust, Mortgage · Closed-End Mortgage KEYSTONE SAVINGS BANK
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit KEYSTONE SAVINGS BANK
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2025 · Amount on Record
Deed Sale	Oct 07, 2025 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	20253827
Last Transfer Date	Jun 08, 2026
Transfer Doc	0000002203
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Recording Date	Jul 06, 2026
Property Address	302 3RD AVE, KEYSTONE, IA 52249-9511
Document Number	0000002532
Instrument Date	Jun 25, 2026
Instrument	20262532
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 3RD AVE, KEYSTONE, IA 52249-9511

Mortgage

Document Number	0000002532,
Date	Jul 06, 2026
Instrument	20262532

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IA
Recording Date	Jun 15, 2026
Property Address	302 3RD AVE, KEYSTONE, IA 52249-9511
Document Number	0000002203
Instrument Date	Jun 08, 2026
Instrument	20262203
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 3RD AVE, KEYSTONE, IA 52249-9511

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 3RD AVE, KEYSTONE, IA 52249-9511
Transaction Type	Mortgage
Record Updated	Dec 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 3RD AVE, KEYSTONE, IA 52249-9511

Mortgage

Document Number	0000253828
Date	Oct 07, 2025
Instrument	25-3828

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 3RD AVE, KEYSTONE, IA 52249-9511
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 113, KEYSTONE, IA 52249-0113

Mortgage

Document Number	0000244474
Date	Dec 30, 2024
Instrument	24-4474

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank
Address	KEYSTONE, IA 52249

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 10, 2025

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 3RD AVE, KEYSTONE, IA 52249-9511
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230603
Date	Feb 28, 2023
Instrument	23-0603

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 3RD AVE, KEYSTONE, IA 52249-9511
Transaction Type	Mortgage
Record Updated	Aug 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	205233
Date	Nov 20, 2020
Instrument	20-5233

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$764.00 Homeowner's exemption	$75,200 (+1.62%) Land $17,100 Building $58,100	$75,200 (+1.62%) Land $17,100 Building $58,100
2024	$764.00 (+9.14%)
2023		$74,000 (+21.11%) Land $16,800 Building $57,200	$74,000 (+21.11%) Land $16,800 Building $57,200
2022	$700.00 Homeowner's exemption	$61,100 Land $13,500 Building $47,600
2021			$61,100 Land $13,500 Building $47,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (19011C), updated September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Keystone Farmers Cooperative Telephone Company	Fiber	250 / 250
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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