Ouray County property record for 302 2nd St, Ouray, CO 81427
| Property Type | Office Building |
|---|---|
| Details | 2,136 sqft · built 1951 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | Company Name on File |
| Last Sale | $450,000 (Oct 2025) |
| Tax Bill | $5,085 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R000807 |
| Primary APN | R000807 |
|---|---|
| Alternative APN |
|
| Building Area | 2,136 sqft Total Area |
|---|
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Victorian |
| Roof Type | Shed Roof |
| Roof Material | Wood Shingle |
| Lot Area | 14,070 sqft (0.323 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R000807 |
|---|---|
| Street Address | 302 2ND ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5003 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | SUBD: IDARADO MINOR SUB #2 PARCEL B S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | IDARADO MINOR SUB #2 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
302 2nd St, a commercial property, is owned by a company that bought it in October 2025.
Source: Ouray County records, as of April 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 955, OURAY, CO 81427-0955 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK |
| Oct 20, 2025 | Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Jul 3, 2023 · Amount on File |
| Deed Document Number | 2025240307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Apr 2, 2026 |
| Property Address | 302 2ND ST, OURAY, CO 81427-5003 |
| Document Number | 0000241203 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026241203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 125 3RD AVE, OURAY, CO 81427-5010 |
| Document Number | 0000241203, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026241203 |
| Name | ALPINE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 27, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Oct 20, 2025 |
| Property Address | 302 2ND ST, OURAY, CO 81427-5003 |
| Document Number | 0000240307 |
| Map Reference | DOC 165809 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 240307 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 E LAYTON AVE, DENVER, CO 80237-3616 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 955, OURAY, CO 81427-0955 |
The 2025 property tax bill for 302 2nd St was $5,085, up 267.7% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,085.00 (+267.68%) | $81,120 (-2.95%) Land $48,600 Building $32,520 | $300,440 (+0.28%) Land $179,990 Building $120,450 |
| 2024 | $1,383.00 (-75.92%) Additional exemption filed | $83,590 (-9.1%) Land $41,850 Building $41,740 | $299,600 (-9.1%) Land $149,990 Building $149,610 |
| 2023 | $5,744.00 Additional exemption filed | $91,960 Land $50,220 Building $41,740 | $329,600 Land $179,990 Building $149,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 302 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 2nd St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Vero Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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