302 1st St, Hugo, CO 80821 Property Records

Lincoln County property record for 302 1st St, Hugo, CO 80821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,686 sqft · built 1950
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Oct 2020)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003482`

Property Details

APN / Parcel Number

Primary APN	`R003482`
Alternative APN	`279732320003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,686 sqft Total Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,850 sqft (0.295 acres)
Lot Dimensions	126 ft deep x 102 ft wide
Shed	1 Shed
Shed Area	888 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric

Location & Zoning

Account Number	R003482
Street Address	302 1ST ST
City	HUGO
State	CO
Zip	80821-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6,7 LESS 10 OF N 1247, & 26X32 IN SW CORNER LOT 8 BLK L ORIGINAL TOWN OF HUGO, CO.
Legal Subdivision	HUGO ORIGINAL
Legal Block	L
Legal Lot Number	6-8
Jurisdiction	LINCOLN CO
Township / Civil Division	HUGO
Census Block Group	1
Census Block	1025
Census Tract	961800

Owner

302 1st St is owned by an individual who bought it in October 2020.

Source: Lincoln County records, as of March 3, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 92, HUGO, CO 80821-0092
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Oct 27, 2020	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Deed Document Number	2020354062
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	325878
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN CO
Property Address	302 1ST ST, HUGO, CO 80821-2006
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356395
Date	Jan 31, 2022
Instrument	356395

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	HUGO, CO 80821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN CO
Recording Date	Oct 27, 2020
Property Address	302 1ST ST, HUGO, CO 80821-2006
Document Number	354062
Instrument Date	Oct 13, 2020
Instrument	354062
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 GENEVA ST APT 27, 27, AURORA, CO 80010-2257

Mortgage

Document Number	354063
Date	Oct 27, 2020
Instrument	354063

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 302 1st St was $1,111, up 71.5% from the year before.

Source: Lincoln County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Lincoln County
Municipality	Hugo Town
Unified School District	Genoa-Hugo School District C-113 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (+71.45%)	$10,693 (+81.27%) Land $1,004 Building $9,689	$171,085 (+94.33%) Land $16,065 Building $155,020
2024	$648.00 (+6.58%)	$5,899 (-) Land $530 Building $5,369	$88,039 (-) Land $7,910 Building $80,129
2023	$608.00 (-4.55%)	$5,899 (-3.74%) Land $530 Building $5,369	$88,039 (-0.15%) Land $7,910 Building $80,129
2022	$637.00	$6,128 Land $715 Building $5,413	$88,168 Land $10,282 Building $77,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HUGO serves 885 people · EPA ID CO0137010
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Slope Rural Telephone Association Fiber	1,000 / 1,000

May also be available: Viaero Wireless.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 1st St

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