302 1st Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 302 1st Ave, Two Harbors, MN 55616

Property Summary

Property TypeGarden / Court Apartments (5+ Units)
Details2,360 sqft · built 1941
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on Record
Tax Bill$3,888 (2026)
Deeds & MortgagesAug 2018 Mortgage
Oct 2020 Refinance
APN23-7640-29090

Property Details

APN / Parcel Number

Primary APN23-7640-29090

Interior

Stories2 Stories
Building Area2,360 sqft Gross Area
1st Floor Area2,360 sqft
Utility Area64 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeWood
Lot Area1,307 sqft (0.03 acres)
Lot Dimensions125 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area306 sqft
Deck Area20 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Street Address302 1ST AVE
CityTWO HARBORS
StateMN
Zip55616-1647
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal DescriptionLOT 9 BLOCK 29
Legal SubdivisionEAST 02 HARBORS
Legal Block29
Legal Lot Number9
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group3
Census Block3036
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address831 14TH AVE, TWO HARBORS, MN 55616-1235
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2018Deed of Trust, Mortgage
LAKE BANK
Oct 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LAKE BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address302 1ST AVE, TWO HARBORS, MN 55616-1647
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000190409
DateAug 24, 2018
InstrumentA000190409
Lender
NameLAKE BANK
Agreement
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address302 1ST AVE, TWO HARBORS, MN 55616-1647
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000195294
DateOct 16, 2020
InstrumentA000195294
Lender
NameLAKE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term97 Months
DueNov 1, 2028

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,888.00 (-2.99%)$344,300 (+31.36%) Land $13,300 Building $331,000$344,300 (+31.36%) Land $13,300 Building $331,000
2025$4,008.00
2023$262,100 Land $13,300 Building $248,800$262,100 Land $13,300 Building $248,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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