Stearns County property record for 302 11th St N, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.25 ba · 1,354 sqft · built 2001 |
| Lot Size | 0.37 acres (16,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Aug 2022) |
| Tax Bill | $4,212 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29686-0206 |
| Primary APN | 48-29686-0206 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| Gross Area | 2,103 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,108 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 302 11TH ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLK 001 NORTH POINTE SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 10 |
| Legal Subdivision | NORTH POINTE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29686-0206
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 11TH ST N, COLD SPRING, MN 56320-4100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Aug 29, 2022 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Prior Sale | Sep 08, 2011 · Amount on Record |
| Deed Document Number | 20221456409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 22, 2026 |
| Property Address | 302 11TH ST N, COLD SPRING, MN 56320-4100 |
| Document Number | 0001717596 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20261717596 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 302 11TH ST N, COLD SPRING, MN 56320-4100 |
| Document Number | 0001717596, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20261717596 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Sep 01, 2052 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 29, 2022 |
| Property Address | 302 11TH ST N, COLD SPRING, MN 56320-4100 |
| Document Number | 00A1639547 |
| Instrument Date | Aug 19, 2022 |
| Instrument | A1639547 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 11TH ST N, COLD SPRING, MN 56320-4100 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,212.00 (+24.54%) | ||
| 2025 | $339,600 (+3.57%) Land $50,800 Building $288,800 | $339,600 (+3.57%) Land $50,800 Building $288,800 | |
| 2023 | $3,382.00 | $327,900 Land $50,800 Building $277,100 | $327,900 Land $50,800 Building $277,100 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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