3019 Photon Ct, Loveland, CO 80537 Property Records

Larimer County property record for 3019 Photon Ct, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 2020
Lot Size	0.142 acres (6,207 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Apr 2022)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`85173-79-006`

Property Details

APN / Parcel Number

Primary APN	`85173-79-006`
Alternative APN	`R1656086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,207 sqft (0.142 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656086
Street Address	3019 PHOTON CT
City	LOVELAND
State	CO
Zip	80537-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 5,MILLENNIUM SW 8TH SUB, LOV (20140012750)
Legal Quarter	SW
Legal Subdivision	MILLENNIUM SW 8TH SUB
Legal Block	5
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1008
Census Tract	1710

Owner

3019 Photon Ct is owned and occupied by an individual who bought it in April 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3019 PHOTON CT, LOVELAND, CO 80537-6507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 9, 2020	Loan Modification, Mortgage MVI LLC
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage RAHRAH R/E LLC 401K PSP
Mar 14, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MVI LLC
Aug 21, 2018	Warranty Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Aug 21, 2018 · Amount on File
Deed Document Number	20220022786
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 11, 2022
Property Address	3019 PHOTON CT, LOVELAND, CO 80537-6507
Document Number	0000022786
Instrument Date	Apr 1, 2022
Instrument	20220022786
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3019 RHOTON COURT, LOVELAND, CO 80537

Mortgage

Document Number	0000022787
Date	Apr 11, 2022
Instrument	20220022787

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	3019 PHOTON CT, LOVELAND, CO 80537-6507
Document Number	0000077161
Instrument Date	Aug 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3019 PHOTON CT LOVELAND CO 805376507, LOVELAND, CO 80537-6507

Mortgage

Document Number	0000077161
Date	Sep 23, 2020
Instrument	77161

Lender

Name	MVI LLC

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 22, 2021

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3019 PHOTON CT, LOVELAND, CO 80537-6507
Document Number	0000080576
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3019 PHOTON CT LOVELAND CO 805376507, LOVELAND, CO 80537-6507

Mortgage

Document Number	0000080576
Date	Dec 18, 2019
Instrument	80576

Lender

Name	RAHRAH R/E LLC 401K PSP
Address	2519 S SHIELDS ST # 162, FORT COLLINS, CO 80526-1855

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 14, 2019
Property Address	3019 PHOTON CT, LOVELAND, CO 80537-6507
Instrument Date	Mar 11, 2019
Instrument	12415
Transaction Type	Construction Loan
Record Updated	Mar 26, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	16068 CINNAMON CIR MEAD CO 805426021, MEAD, CO 80542-6021

Mortgage

Document Number	0000012415
Date	Mar 14, 2019
Instrument	12415

Lender

Name	MVI LLC
Address	PO BOX 2165, FORT COLLINS, CO 80522-2165

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2020

Interest

Rate	14%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 21, 2018
Property Address	3019 PHOTON CT, LOVELAND, CO 80537-6507
Document Number	0000051702
Instrument Date	Aug 15, 2018
Instrument	51702
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$7.89
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16068 CINNAMON CIR MEAD CO 805426021, MEAD, CO 80542-6021

Tax Assessment & Valuation

The 2025 property tax bill for 3019 Photon Ct was $3,838.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,838.00	$31,475 Land $5,750 Building $25,725	$503,600 Land $92,000 Building $411,600
2023	$3,472.00 (+46.01%)	$33,929 (+65.77%) Land $6,164 Building $27,765	$506,400 (+71.95%) Land $92,000 Building $414,400
2022	$2,378.00	$20,468 Land $6,394 Building $14,074	$294,500 Land $92,000 Building $202,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3019 Photon Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3019 Photon Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile, Vistabeam.

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