3019 Persimmon Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3019 Persimmon Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1967
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,900 (Dec 2018)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953310A000`

Property Details

APN / Parcel Number

Primary APN	`953310A000`
Alternative APN	`5-0080-4024-00-0048.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	4,144 sqft
1st Floor Area	1,848 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	953310A000
Street Address	3019 PERSIMMON DR
City	SAINT CHARLES
State	MO
Zip	63301-0130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MAMELLES HILLS #3 LOT 48
Legal Subdivision	MAMELLES HILLS #3
Legal Lot Number	48
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2003
Census Tract	310202

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3019 PERSIMMON DR, SAINT CHARLES, MO 63301-0130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage PLAZA HM MTG
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Sep 16, 2013 · Amount on Record
Deed Document Number	2018712070
Deed Book / Page	7017 / 1705
Prior Transfer Date	Sep 16, 2004
Prior Transfer Doc	0039850590
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 13, 2026
Property Address	3019 PERSIMMON DR, SAINT CHARLES, MO 63301-0130
Document Number	0000022399
Instrument Date	May 5, 2026
Instrument	202622399
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3019 PERSIMMON DR, SAINT CHARLES, MO 63301-0130

Mortgage

Document Number	0000022399,
Date	May 13, 2026
Instrument	202622399

Lender

Name	TRUSTED FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3019 PERSIMMON DR, SAINT CHARLES, MO 63301-0130
Document Number	0000099345
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3019 PERSIMMON DR ST CHARLES MO 633010130, ST CHARLES, MO 63301-0130

Mortgage

Document Number	0000099345
Date	Dec 17, 2020
Instrument	99345

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 21, 2018
Property Address	3019 PERSIMMON DR, SAINT CHARLES, MO 63301-0130
Document Number	0070171705
Book / Page	7017 / 1705
Map Reference	MB 9 PG 35
Instrument Date	Dec 19, 2018
Instrument	20181221000712070
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3019 PERSIMMON DR, 3019, SAINT CHARLES, MO 63301-0130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3019 PERSIMMON DR, SAINT CHARLES, MO 63301-0130

Mortgage

Document Number	20181221000712080
Date	Dec 21, 2018
Instrument	20181221000712080

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,310 (-)	$312,157 (-) Land $60,000 Building $252,157
2025	$4,011.00 (+8.79%)	$59,310 (+11.98%)	$312,157 (+11.98%) Land $60,000 Building $252,157
2024	$3,687.00
2023		$52,966
2022			$278,768 Land $40,000 Building $238,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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