3019 Lake Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3019 Lake Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,729 sqft · built 2015
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,600 (Sep 2015)
Tax Bill	$8,599 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2017 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`R427724`

Property Details

APN / Parcel Number

Primary APN	`R427724`
Alternative APN	`4238-09-001-0150-914`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,729 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	1,727 sqft
2nd Floor Area	1,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	115 ft deep x 45 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	38 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3019 LAKE DR
City	KATY
State	TX
Zip	77494-7310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 9, BLOCK 1, LOT 15
Legal Subdivision	KATY CREEK RANCH SEC 9
Legal Block	1
Legal Lot Number	15
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2006
Census Tract	673113

Owner

Source: Fort Bend County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3019 LAKE DR, KATY, TX 77494-7310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 1, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2015 · Amount on Record
Deed Sale	Sep 29, 2015 · Amount on Record
Prior Sale	Sep 21, 2015
Deed Document Number	2015111007
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3019 LAKE DR, KATY, TX 77494-7310
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3019 LAKE DR, KATY, TX 77494-7310

Mortgage

Document Number	0000024077
Date	Feb 21, 2022
Instrument	2022024077

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Nov 1, 2017
Property Address	3019 LAKE DR, KATY, TX 77494-7310
Instrument Date	Oct 13, 2017
Instrument	120485
Transaction Type	Construction Loan
Record Updated	Dec 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3019 LAKE DR KATY TX 774947310, KATY, TX 77494-7310

Mortgage

Document Number	0000120485
Date	Nov 1, 2017
Instrument	120485

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,599.00 (-0.09%)	$442,184 (+0.79%) Land $44,330 Building $397,854	$442,184 (+0.79%) Land $44,330 Building $397,854
2024	$8,607.00 (+13.61%)	$438,726 (-4.46%) Land $44,330 Building $394,396	$438,726 (-4.46%) Land $44,330 Building $394,396
2023	$7,576.00 (+93.17%)	$459,194 Land $34,100 Building $425,094	$459,194 Land $34,100 Building $425,094
2018	$3,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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