3019 KY Route 1092, Flatgap, KY 41219 Property Records

Johnson County property record for 3019 KY Route 1092, Flatgap, KY 41219

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,073 sqft · built 1970
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$445 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-01-08-003.00

Property Details

APN / Parcel Number

Primary APN022-01-08-003.00
Alternative APN
  • 26258

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,073 sqft Living Area
Basement Area880 sqft
Unfinished Basement880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeDetached
Garage Area768 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area392 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemOther

Location & Zoning

Account Number26258
Street Address3019 KY ROUTE 1092
CityFLATGAP
StateKY
Zip41219-9433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.50 AC & IMP
JurisdictionJOHNSON KY
Township / Civil DivisionFLATGAP
Census Block Group2
Census Block2001
Census Tract960200

Owner

3019 KY Route 1092 is owned and occupied by an individual.

Source: Johnson County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 272, STAFFORDSVILLE, KY 41256-0272
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · ARM
CITIZENS BANK OF KENTUCKY
Oct 23, 2020Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON KY
Property Address3019 KY ROUTE 1092, FLATGAP, KY 41219-9433
Transaction TypeMortgage
Record UpdatedApr 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M583/101
DateMay 26, 2020
Book PageM583/101
Instrument533501
Lender
NameCITIZENS BANK OF KENTUCKY
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term180 Months
DueJun 1, 2035
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2030
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change5.5%
Index1-Year CMT

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionJOHNSON KY
Recording DateOct 23, 2020
Property Address3019 KY ROUTE 1092, FLATGAP, KY 41219-9433
Document Number00D473/154
Book / PageD473 / 154
Map ReferenceDB 373 PG 32
Instrument DateOct 21, 2020
Instrument535397
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3019 KY ROUTE 1092, FLATGAP, KY 41219-9433

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 BAYS BR APT 201, 201, EAST POINT, KY 41216-8044

Mortgage

Document Number0000535398
DateOct 23, 2020
Instrument535398
Lender
NamePEOPLES BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3019 KY Route 1092 was $445 with a homeowner's exemption.

Source: Johnson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyJohnson County
Unified School DistrictJohnson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$445.00$90,000 Land $7,500 Building $82,500$90,000 Land $7,500 Building $82,500
2023$949.00$90,000$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3019 KY Route 1092 in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1983–2019)
Claims Outside the SFHA5 of 13
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 7 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3019 KY Route 1092 is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 81% of Kentucky
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAINTSVILLE MUNICIPAL WATER WORKS
serves 24,354 people · EPA ID KY0580340
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Communications
Fiber
1,000 / 1,000

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