3019 Hyde Ave, Panama City, FL 32405 Property Records

Bay County property record for 3019 Hyde Ave, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,255 sqft · built 2007
Lot Size	0.144 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Oct 2020)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12002-010-000`

Property Details

APN / Parcel Number

Primary APN	`12002-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,255 sqft Heated Area
Gross Area	1,583 sqft
1st Floor Area	1,255 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,316 sqft (0.144 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Area	216 sqft
Driveway	Driveway
Driveway Area	144 sqft
Porch	Porch
Porch Area	112 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3019 HYDE AVE
City	PANAMA CITY
State	FL
Zip	32405-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND CITY LOTS 13 & 14 BLK 5 ORB 4311 P 432
Legal Range	14W
Legal Township	03S
Legal Section	27
Legal Subdivision	HIGHLAND CITY
Legal Block	5
Legal Lot Number	13,14 14
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	5
Census Block	5008
Census Tract	1302

Owner

3019 Hyde Ave is owned and occupied by an individual who bought it in October 2020.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3019 HYDE AVE, PANAMA CITY, FL 32405-6724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Dec 13, 2011 · Amount on File
Deed Document Number	2020068707
Deed Book / Page	4311 / 432
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 16, 2020
Property Address	3019 HYDE AVE, PANAMA CITY, FL 32405-6724
Document Number	0043110432
Book / Page	4311 / 432
Map Reference	MB 4 PG 28
Instrument Date	Oct 15, 2020
Instrument	2020068707
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 KENYON AVE, 812, WALDORF, MD 20602-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3019 HYDE AVE, PANAMA CITY, FL 32405-6724

Mortgage

Document Number	0004311434
Date	Oct 16, 2020
Instrument	4311/434

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3019 Hyde Ave was $1,487 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 Homeowner's exemption	$159,816	$185,637 Land $20,680 Building $164,957
2023	$1,439.00 (+11.81%) Homeowner's exemption	$150,788 (+3.22%)	$161,078 (+9.98%) Land $15,228 Building $145,850
2022	$1,287.00 Homeowner's exemption	$146,084	$146,457 Land $12,220 Building $134,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3019 Hyde Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	5 (2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3019 Hyde Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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