3019 Cedar Bridge Rd, Winterset, IA 50273 Property Records

Madison County property record for 3019 Cedar Bridge Rd, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,584 sqft · built 1999
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2018)
Tax Bill	$5,514 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`400071980078000`

Property Details

APN / Parcel Number

Primary APN	`400071980078000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Basement Area	1,584 sqft
Finished Basement	1,000 sqft
Unfinished Basement	584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Mixed
Garage Area	848 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	390 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3019 CEDAR BRIDGE RD
City	WINTERSET
State	IA
Zip	50273-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 CATHERINE COURT
Legal Range	27W
Legal Township	76N
Legal Section	19
Legal Subdivision	CATHERINE COURT
Legal Lot Number	7
Jurisdiction	MADISON IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2041
Census Tract	60102

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Aug 28, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP
May 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Aug 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	20182796
Deed Book / Page	2018 / 2796
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	02018/2796
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009

Mortgage

Document Number	02025/2719
Date	Oct 8, 2025
Book Page	2025/2719
Instrument	2025 2719

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002797
Date	Aug 28, 2018
Book Page	0000002018/0000002797
Instrument	000000002797

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/469
Date	Feb 5, 2021
Book Page	2021/469
Instrument	2021 469

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1282
Date	May 7, 2019
Book Page	2019/1282
Instrument	1282

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2263
Date	Jun 2, 2021
Book Page	2021/2263
Instrument	2021 2263

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/599
Date	Feb 28, 2022
Book Page	2022/599
Instrument	2022 599

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Aug 28, 2018
Property Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009
Document Number	02018/2796
Book / Page	2018 / 2796
Instrument Date	Aug 20, 2018
Instrument	000000002796
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3019 CEDAR BRIDGE RD, WINTERSET, IA 50273-8009

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,514.00 Homeowner's exemption	$428,400 (+3.8%) Land $61,200 Building $367,200	$428,400 (+3.8%) Land $61,200 Building $367,200
2024	$5,514.00 (+1.85%)
2023		$412,700 Land $73,500 Building $339,200	$412,700 Land $73,500 Building $339,200
2022	$5,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: BTWI.

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