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30184 Cedar Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30184 Cedar Rd, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,315 sqft Living Area
Lot Size20,250 sqft (0.464 acres)
OccupancyOwner Occupied
Last Sale$189,000 (2018)
Tax Bill$1,218.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-24-18-378-016
Alternative APNs
  • 0095715-000000-6
  • 10004626325

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,315 sqft Living Area
Gross Area2,474 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Architectural StyleOther Style
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area20,250 sqft (0.464 acres)
Depth X Width135 ft x 150 ft Depth x Width
Driveway1 Driveway
Driveway Area1 sqft Driveway
Garage TypeFinished Garage
Garage Area418 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Shed1 Shed
Shed Area128 sqft Shed
Porch1 Porch
Porch Area741 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number10004626325
Old Parcel Number00957150000006
Street Address30184 CEDAR RD
CityPUNTA GORDA
StateFL
Zip33982-1375
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIH 002 0000 0322 RIDGE HARBOR 2ND ADDITION LT 322 420/604 477/924 685/249 1602/1123 1718/2191 3273/12 4363/1
Legal Range24E
Legal Township40S
Legal Section18
Legal SubdivisionRIDGE HARBOR
Legal Lot Number322 323
JurisdictionCHARLOTTE FL
Minor Civil DivisionPUNTA GORDA
Census Blockgroup1
Census Block1059
Census Tract10100

Owner

Source: Charlotte County records · APN 40-24-18-378-016

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 25, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 02, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 26, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC
Feb 26, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Sep 28, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE INC
Apr 02, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleMar 27, 2008 · Amount on Record
Deed Doc Number2649614
Deed Book / Page4363 / 1164
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
Transaction TypeMortgage
Record UpdatedNov 07, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address30184 CRDER ROAD, PUNTA GORDA, FL 33982

Mortgage

Document Number0003326155
DateOct 12, 2023
Instrument3326155
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueAug 01, 2051

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
Transaction TypeMortgage
Record UpdatedAug 09, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375

Mortgage

Document Number0050240380
DateJul 25, 2022
Book Page5024/380
Instrument3132187
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueAug 01, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
Transaction TypeMortgage
Record UpdatedMar 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375

Mortgage

Document Number0049362087
DateMar 02, 2022
Book Page4936/2087
Instrument3066324
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueAug 01, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
Document Number0045641258
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address30184 CEDAR RD PUNTA GORDA FL 339821375, PUNTA GORDA, FL 33982-1375

Mortgage

Document Number0045641258
DateApr 16, 2020
Book Page004564/001258
Instrument2804345
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 15, 2050
Interest
Rate4%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
Document Number0045620307
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address30184 CEDAR RD PUNTA GORDA FL 339821375, PUNTA GORDA, FL 33982-1375

Mortgage

Document Number0045620307
DateApr 09, 2020
Book Page004562/000307
Instrument2802729
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 08, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 28, 2018
Property Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
Document Number0043631164
Book / Page4363 / 1164
Map ReferenceMB03 PG66
Instrument DateSep 27, 2018
Instrument2649614
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,323.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address30168 BEECH RD, 30168, PUNTA GORDA, FL 33982-1385

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375

Mortgage

Document Number0002649615
DateSep 28, 2018
Instrument2649615
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address30184 CEDAR RD, PUNTA GORDA, FL 33982-1375
Document Number0043082055
Instrument DateApr 02, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address30184 CEDAR RD PUNTA GORDA FL 339821375, PUNTA GORDA, FL 33982-1375

Mortgage

Document Number0043082055
DateApr 30, 2018
Book Page004308/002055
Instrument2607736
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,218.00 (-56.84%) Homeowner's exemption Disabled Person's exemption$125,751 (+5.99%)$135,834 (-1.35%) Land $28,000 Building $107,834
2023$2,822.00 (+1.04%) Homeowner's exemption Disabled Person's exemption$118,648 (+3%)$137,690 (-32.91%) Land $28,306 Building $109,384
2022$2,793.00 Homeowner's exemption Disabled Person's exemption$115,192$205,234 Land $20,808 Building $184,426

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 311 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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