3018 Silver Charm Cir, Suffolk, VA 23435 Property Records

Suffolk City property record for 3018 Silver Charm Cir, Suffolk, VA 23435

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,356 sqft · built 2006
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (May 2024)
Tax Bill$4,573 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
APN12Q*9

Property Details

APN / Parcel Number

Primary APN12Q*9
Alternative APN
  • 306000125

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,356 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Account Number306000125
Street Address3018 SILVER CHARM CIR
CitySUFFOLK
StateVA
Zip23435-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED DEV OVERLAY
Legal DescriptionL.9,HIGHLAND GREEN,PH.1
Legal SubdivisionHIGHLAND GREEN
Legal Phase1
Legal Lot Number9
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group3
Census Block3000
Census Tract75203

Owner

3018 Silver Charm Cir is owned and occupied by an individual who bought it in May 2024.

Source: Suffolk City records, as of December 24, 2025

Owner of RecordIndividual Name on File
Mailing Address3018 SILVER CHARM CIR, SUFFOLK, VA 23435-3343
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 6, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB
Jun 29, 2017Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2024 · Amount on File
Deed SaleMay 16, 2024 · Amount on File
Prior SaleAug 27, 2021 · Amount on File
Deed Document Number240004957
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateAug 27, 2021
Property Address3018 SILVER CHARM CIR, SUFFOLK, VA 23435-3343
Document Number210015585
Instrument DateAug 19, 2021
Instrument210015585
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 SILVER CHARM CIR, SUFFOLK, VA 23435-3343

Mortgage

Document Number210015586
DateAug 27, 2021
Instrument210015586
Lender
NamePRIMELENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address3018 SILVER CHARM CIR, SUFFOLK, VA 23435-3343
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200014913
DateOct 19, 2020
Instrument200014913
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate
Rate3.5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address3018 SILVER CHARM CIR, SUFFOLK, VA 23435-3343
Transaction TypeMortgage
Record UpdatedNov 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170012685
DateNov 6, 2017
Instrument170012685
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term180 Months
DueNov 1, 2032
Interest
Rate TypeFixed Rate
Rate3.63%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateJun 29, 2017
Property Address3018 SILVER CHARM CIR, SUFFOLK, VA 23435-3343
Document Number170007223
Instrument DateJun 22, 2017
Instrument170007223
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyTRUE NORTH TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 SILVER CHARM CIR, SUFFOLK, VA 23435-3343

Mortgage

Document Number170007224
DateJun 29, 2017
Instrument170007224
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3018 Silver Charm Cir was $4,573, up 4.1% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$385,400 (+3.13%) Land $80,000 Building $305,400
2025$4,573.00 (+4.14%)$385,400 (+3.13%) Land $80,000 Building $305,400$373,700 Land $80,000 Building $293,700
2024$4,391.00 (+16.44%)$373,700 (+8.01%) Land $80,000 Building $293,700
2023$3,771.00$346,000 Land $80,000 Building $266,000$346,000 Land $80,000 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3018 Silver Charm Cir; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3018 Silver Charm Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUFFOLK
serves 69,822 people · EPA ID VA3800805
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

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