3018 McHarg Rd, Riverside, CA 92503 Property Records

Riverside County property record for 3018 McHarg Rd, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,568 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (May 2012)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`136-141-016`

Property Details

APN / Parcel Number

Primary APN	`136-141-016`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3018 MCHARG RD
City	RIVERSIDE
State	CA
Zip	92503-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 25 MB 094/037 TR 8898-1
Legal Subdivision	TRACT 88981
Legal Tract	8898-1
Legal Lot Number	25
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1006
Census Tract	41404

Owner

3018 McHarg Rd is owned and occupied by two individuals who bought it in May 2012.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3018 MCHARG RD, RIVERSIDE, CA 92503-5826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2012 · Amount on File
Deed Sale	May 21, 2012 · Amount on File
Deed Document Number	2012232747
Prior Transfer Date	Feb 7, 1996
Prior Transfer Doc	0000086412
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3018 MCHARG RD, RIVERSIDE, CA 92503-5826
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 MCHARG RD, RIVERSIDE, CA 92503-5826

Mortgage

Document Number	0000316446
Date	Jul 15, 2022
Instrument	2022-0316446

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	Other
Max Rate	9%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3018 MCHARG RD, RIVERSIDE, CA 92503-5826
Document Number	0000308665
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3018 MCHARG RD RIVERSIDE CA 925035826, RIVERSIDE, CA 92503-5826

Mortgage

Document Number	0000308665
Date	Jul 15, 2020
Instrument	308665

Lender

Name	PENNYMAC
Address	HIDDEN VALLEY, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3018 McHarg Rd was $4,295 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,713 (+2%) Land $83,268 Building $275,445
2025	$4,295.00 Homeowner's exemption	$351,681 Land $81,636 Building $270,045
2023	$4,093.00 (+6.45%) Homeowner's exemption	$338,026 Land $78,467 Building $259,559
2022	$3,845.00
2021			$515,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3018 McHarg Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3018 McHarg Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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