Union County property record for 3018 Eagle Ridge Ln, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,150 sqft · built 2020 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $354,000 (Mar 2021) |
| Tax Bill | $2,884 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-120-875 |
| Primary APN | 07-120-875 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,150 sqft Total Area |
| 1st Floor Area | 2,150 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Lot Area | 8,407 sqft (0.193 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3018 EAGLE RIDGE LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-0407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 399 HERITAGE PH9 OPCO957-960 OPCP514-517 |
| Legal Subdivision | HERITAGE SUBDIVISION |
| Legal Lot Number | 399 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20316 |
3018 Eagle Ridge Ln is owned and occupied by an individual who bought it in March 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3018 EAGLE RIDGE LN, INDIAN TRAIL, NC 28079-0407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Mar 18, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC |
| Jul 6, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on File |
| Deed Sale | Mar 18, 2021 · Amount on File |
| Deed Document Number | 202112748 |
| Deed Book / Page | 8030 / 868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3018 EAGLE RIDGE LN, INDIAN TRAIL, NC 28079-0407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008570712 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 8570/712 |
| Instrument | 32277 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 18, 2021 |
| Property Address | 3018 EAGLE RIDGE LN, INDIAN TRAIL, NC 28079-0407 |
| Document Number | 0008030868 |
| Book / Page | 8030 / 868 |
| Map Reference | CAB P PG 515 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 12748 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | TRANS TITLE AGENCY, TRANSOHIO TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $708.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781 |
| Name | Verified Name |
|---|
| Document Number | 0000012749 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 12749 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 6, 2020 |
| Property Address | 3018 EAGLE RIDGE LN, INDIAN TRAIL, NC 28079-0407 |
| Document Number | 7725646 |
| Book / Page | 007725 / 000646 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 24613 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,950.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5350 SEVENTY-SEVEN CENTER DR # CHARLOTTE NC 28217, CHARLOTTE, NC 28217 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3018 Eagle Ridge Ln was $2,884.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,100 (-) Land $85,800 Building $359,300 | $445,100 (-) Land $85,800 Building $359,300 | |
| 2025 | $2,884.00 | $445,100 Land $85,800 Building $359,300 | $445,100 Land $85,800 Building $359,300 |
| 2023 | $2,633.00 | $324,900 Land $66,700 Building $258,200 | $324,900 Land $66,700 Building $258,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3018 Eagle Ridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3018 Eagle Ridge Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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