3018 E Desert Ln, Phoenix, AZ 85042 Property Records

Maricopa County property record for 3018 E Desert Ln, Phoenix, AZ 85042

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,490 sqft · built 2018
Lot Size	0.238 acres (10,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,085 (Sep 2018)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`301-26-897`

Property Details

APN / Parcel Number

Primary APN	`301-26-897`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,490 sqft Living Area
1st Floor Area	2,490 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,395 sqft (0.238 acres)
Parking Spaces	3 Parking Spaces
Pool Area	414 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3018 E DESERT LN
City	PHOENIX
State	AZ
Zip	85042-7195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NAVARRO GROVES MCR 1318-49
Legal Range	03E
Legal Township	01S
Legal Section	02
Legal Subdivision	NAVARRO GROVES
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3005
Census Tract	116738

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA CENTRAL CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUWEST CU
Apr 10, 2020	Deed of Trust, Mortgage · Conventional with PMI TRUWEST CU
Sep 17, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20180697635
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195

Mortgage

Document Number	0000847523
Date	Aug 5, 2021
Instrument	20210847523

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195

Mortgage

Document Number	0000373458
Date	Jul 18, 2023
Instrument	20230373458

Lender

Name	ARIZONA CENTRAL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195
Document Number	0000529458
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3018 E DESERT LN PHOENIX AZ 850427195, PHOENIX, AZ 85042-7195

Mortgage

Document Number	0000529458
Date	Jun 17, 2020
Instrument	529458

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195
Document Number	0000337395
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3018 E DESERT LN PHOENIX AZ 850427195, PHOENIX, AZ 85042-7195

Mortgage

Document Number	0000337395
Date	Apr 21, 2020
Instrument	337395

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2018
Property Address	3018 E DESERT LN, PHOENIX, AZ 85042-7195
Document Number	0000697635
Instrument Date	Mar 26, 2018
Instrument	697635
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3018 E DESERT LN PHOENIX AZ 85042, PHOENIX, AZ 85042

Mortgage

Document Number	697636
Date	Sep 17, 2018
Instrument	697636

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,500 (-7.48%)	$715,000 (-7.48%) Land $143,000 Building $572,000
2025	$4,740.00 (+5.85%)
2024		$77,280	$772,800 Land $154,500 Building $618,300
2023	$4,478.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 64% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, CenturyLink, Verizon.

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