3018 Charing Cross Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 3018 Charing Cross Rd, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,205 sqft · built 2018
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$476,019 (Sep 2025)
Tax Bill	$7,988 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R261202`

Property Details

APN / Parcel Number

Primary APN	`R261202`
Alternative APNs	`54928090500300108` `261202`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,205 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	2,205 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.254 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	311 sqft
Deck Area	108 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3018 CHARING CROSS RD
City	MIDLOTHIAN
State	TX
Zip	76065-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK E WINDERMERE ESTATES .254 AC
Legal Subdivision	WINDERMERE ESTATES
Legal Block	E
Legal Lot Number	3
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1024
Census Tract	60220

Owner

3018 Charing Cross Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 2, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA
Sep 11, 2025	Vendor's Lien, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 24, 2020	Deed of Trust, Mortgage SOFI LNDG
Oct 2, 2018	Warranty Deed, Subdivision Related Transfer DHI MTG
Jun 2, 2017	Warranty Deed, Transfer DHI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	202530438
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0000028644
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002113765
Date	Apr 5, 2021
Instrument	2113765

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Investor	Possibly a Property Investor

Mortgage

Document Number	0002235132
Date	Sep 2, 2022
Instrument	2235132

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	CLEBURNE, TX 76033

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	182 Months
Due	Nov 22, 2037

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Sep 11, 2025
Property Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Document Number	0002530438
Map Reference	CAB I SL 313
Instrument Date	Sep 2, 2025
Instrument	2530438
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ANSTA NATIONAL TITLE, AVANT NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282

Mortgage

Document Number	0002530439
Date	Sep 11, 2025
Instrument	2530439

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Document Number	0000006979
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3018 CHARING CROSS RD MIDLOTHIAN TX 760651282, MIDLOTHIAN, TX 76065-1282

Mortgage

Document Number	0000006979
Date	Mar 2, 2020
Instrument	6979

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 2, 2018
Property Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Document Number	0000028644
Instrument Date	Sep 28, 2018
Instrument	28644
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2018
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3018 CHARING CROSS RD MIDLOTHIAN TX 760651282, MIDLOTHIAN, TX 76065-1282

Mortgage

Document Number	28645
Date	Oct 2, 2018
Instrument	28645

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 2, 2017
Property Address	3018 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1282
Document Number	0000015251
Instrument Date	Jun 1, 2017
Instrument	15251
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6751 NORTH FWY FORT WORTH TX 761312802, FORT WORTH, TX 76131-2802
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3018 Charing Cross Rd was $7,988, up 16.5% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,054 (+6.12%) Land $121,000 Building $348,054	$469,054 (+6.12%) Land $121,000 Building $348,054
2025	$7,988.00 (+16.53%) Homeowner's exemption	$442,000 (-1.3%) Land $110,000 Building $332,000	$442,000 (-1.3%) Land $110,000 Building $332,000
2024	$6,855.00 (-0.09%) Homeowner's exemption	$447,810 (-17.59%) Land $110,000 Building $337,810	$447,810 (-17.59%) Land $110,000 Building $337,810
2023	$6,861.00 Homeowner's exemption	$543,364 Land $110,000 Building $433,364	$543,364 Land $110,000 Building $433,364
2018	$838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3018 Charing Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3018 Charing Cross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Element8.

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