3018 9th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3018 9th St N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1954
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$174,000 (Jun 2026)
Tax Bill$3,754 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN82-49248-0000

Property Details

APN / Parcel Number

Primary APN82-49248-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Width44 ft Width
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3018 9TH ST N
CitySAINT CLOUD
StateMN
Zip56303-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 023 BLK 002 PAN ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionPAN ADD
Legal Block2
Legal Lot Number23
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3024
Census Tract701

Owner

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3018 9TH ST N, SAINT CLOUD, MN 56303-2305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2026 · Amount on Record
Deed SaleJun 17, 2026 · Amount on Record
Prior SaleJun 4, 2013 · Amount on Record
Deed Document Number20261715337
Record UpdatedOct 29, 2026

June 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionSTEARNS MN
Recording DateJun 17, 2026
Property Address3018 9TH ST N, SAINT CLOUD, MN 56303-2305
Document Number0001715337
Instrument DateJun 4, 2026
Instrument20261715337
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$57,994.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 9TH ST N, SAINT CLOUD, MN 56303-2305
InvestorPossibly a Property Investor

Mortgage

Document Number0001715338,
DateJun 17, 2026
Instrument20261715338
Lender
NameLAKE AREA MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0001715339,
DateJun 17, 2026
Instrument20261715339
Lender
NameROYAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,754.00 (+12.6%)$210,900 (-) Land $30,000 Building $180,900$210,900 (-) Land $30,000 Building $180,900
2025$210,900 (+4.25%) Land $30,000 Building $180,900$210,900 (+4.25%) Land $30,000 Building $180,900
2023$3,334.00$202,300 Land $30,000 Building $172,300$202,300 Land $30,000 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2018–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

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