3017 Walnut St, Winter Haven, FL 33881 Property Records

Polk County property record for 3017 Walnut St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1955
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2019)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-13-340800-001090`

Property Details

APN / Parcel Number

Primary APN	`25-28-13-340800-001090`
Alternative APNs	`132825340800001090` `32825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Unfinished Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3017 WALNUT ST
City	WINTER HAVEN
State	FL
Zip	33881-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BILTMORE SHORES UNIT NO 2 PB 37 PG 7 BLK A LOT 9
Legal Range	25E
Legal Township	28S
Legal Section	13
Legal Subdivision	BILTMORE SHORES UNIT NO 2
Legal Tract	340800
Legal Block	A
Legal Lot Number	9
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1018
Census Tract	13400

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Aug 14, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 15, 2019	Warranty Deed, Transfer COTILLA GRP LLC
Sep 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2019171554
Deed Book / Page	10940 / 2062
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161

Mortgage

Document Number	0000103669
Date	Apr 18, 2022
Book Page	12211/2013
Instrument	2022103669

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161

Mortgage

Document Number	0000096602
Date	Apr 15, 2021
Book Page	11670/1616
Instrument	2021096602

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 14, 2019
Property Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161
Document Number	0109402062
Book / Page	010940 / 002062
Instrument Date	Jul 30, 2019
Instrument	171554
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	BROKERS TITLE/TAMPA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 WALNUT ST WINTER HAVEN FL 338811161, WINTER HAVEN, FL 33881-1161

Mortgage

Document Number	109402063
Date	Aug 14, 2019
Book Page	010940/002063
Instrument	171555

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 15, 2019
Property Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161
Document Number	0108101314
Book / Page	010810 / 001314
Instrument Date	Apr 10, 2019
Instrument	76287
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	BROKERS TITLE/TAMPA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9350 BAY PLAZA BOULEVARD 120 #19 TAMPA FL 33619, 19, TAMPA, FL 33619
Investor	Possibly a Property Investor

Mortgage

Document Number	108101315
Date	Apr 15, 2019
Book Page	010810/001315
Instrument	76288

Lender

Name	COTILLA GRP LLC
Address	REDINGTON SHORES, FL 33708

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2017
Property Address	3017 WALNUT ST, WINTER HAVEN, FL 33881-1161
Document Number	0102680830
Book / Page	010268 / 000830
Instrument Date	Sep 20, 2017
Instrument	183029
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3017 WALNUT ST WINTER HAVEN FL 338811161, WINTER HAVEN, FL 33881-1161

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,031 (+6.25%) Land $29,000 Building $142,031	$171,031 (+1.04%) Land $29,000 Building $142,031
2025	$2,177.00 (-7.24%)	$160,963 (+13.8%)	$169,268 (+19.67%) Land $29,000 Building $140,268
2023	$2,347.00 (+8.06%)	$141,448 (+8.81%) Land $28,000 Building $113,448	$141,448 (+8.81%) Land $28,000 Building $113,448
2022	$2,172.00	$129,996 Land $23,000 Building $106,996	$129,996 Land $23,000 Building $106,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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