3017 Village Ct, Morganton, NC 28655 Property Records

Burke County property record for 3017 Village Ct, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1990
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jul 2015)
Tax Bill	$1,704 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2712964193`

Property Details

APN / Parcel Number

Primary APN	`2712964193`
Alternative APN	`45116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,270 sqft
Basement Area	600 sqft
Finished Basement	516 sqft
Unfinished Basement	600 sqft
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	216 sqft
Lean-To	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3017 VILLAGE CT
City	MORGANTON
State	NC
Zip	28655-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3017 VILLAGE CT MORGANTON, NC 28655
Legal Subdivision	RIDGEWOOD SUBDIVISION SECTION 3
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2027
Census Tract	21201

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3017 VILLAGE CT, MORGANTON, NC 28655-8343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Document Number	20155770
Deed Book / Page	2194 / 308
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0017340289
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3017 VILLAGE CT, MORGANTON, NC 28655-8343
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 VILLAGE CT, MORGANTON, NC 28655-8343

Mortgage

Document Number	0028470942
Date	Dec 31, 2025
Book Page	2847/942
Instrument	2025011205

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3017 VILLAGE CT, MORGANTON, NC 28655-8343
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025750575
Date	Oct 6, 2021
Book Page	2575/575
Instrument	2021012022

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,704.00 (+0.29%)	$245,387 (-) Land $31,822 Building $213,565	$245,387 (-) Land $31,822 Building $213,565
2025	$1,699.00 (+3.79%)	$245,387 (-) Land $31,822 Building $213,565	$245,387 (-) Land $31,822 Building $213,565
2023	$1,637.00	$245,387 Land $31,822 Building $213,565	$245,387 Land $31,822 Building $213,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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