3017 E Ermina Ave, Spokane, WA 99207 Property Records

Spokane County property record for 3017 E Ermina Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,660 sqft · built 1974
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$352,000 (Feb 2024)
Tax Bill$3,425 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN35103.0611

Property Details

APN / Parcel Number

Primary APN35103.0611

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,660 sqft Living Area
Gross Area1,920 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Finished Basement700 sqft
Unfinished Basement260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeCarport
Garage Area556 sqft
CarportCarport
Carport Area556 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Patio Area300 sqft
Shed1 Shed
Shed Area96 sqft
Canopy556 sqft
Pole Barn930 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address3017 E ERMINA AVE
CitySPOKANE
StateWA
Zip99207-5407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionRIVERSIDE PETER SAPRO L10 B48
Legal Range43E
Legal Township25N
Legal Section10
Legal SubdivisionRIVERSIDE PETER SAPRO
Legal Block48
Legal Lot Number10
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1011
Census Tract2600

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING
Oct 5, 2022Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Feb 14, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jun 2, 2017Loan Modification, Mortgage · FHA Mortgage
HOMESTREET BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2024 · Amount on Record
Deed SaleFeb 1, 2024 · Amount on Record
Prior SaleFeb 14, 2020 · Amount on Record
Deed Document Number20247331318
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateFeb 1, 2024
Property Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407
Document Number0007331318
Map ReferenceVOL A PG 206
Instrument DateJan 30, 2024
Instrument7331318
Transaction TypeTransfer
Record UpdatedFeb 8, 2024
Title CompanyWFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,637.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407

Mortgage

Document Number0007331319
DateFeb 1, 2024
Instrument7331319
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407
Transaction TypeMortgage
Record UpdatedOct 12, 2022
Title CompanySPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007244686
DateOct 5, 2022
Instrument7244686
Lender
NameNUMERICA CU
TypeCredit Union
AddressVERADALE, WA 99037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNEXUS TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006915655
DateApr 29, 2020
Instrument6915655
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateFeb 14, 2020
Property Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407
Document Number0006892338
Map ReferenceVOL A PG 206
Instrument DateFeb 13, 2020
Instrument6892338
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyNEXTITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,653.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407

Mortgage

Document Number0006892339
DateFeb 14, 2020
Instrument6892339
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Mortgage

Document Number0006892340
DateFeb 14, 2020
Instrument6892340
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSPOKANE WA
Property Address3017 E ERMINA AVE, SPOKANE, WA 99207-5407
Document Number0006614678
Instrument DateJun 2, 2017
Transaction TypeMortgage
Record UpdatedJul 13, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3017 E ERMINA AVE SPOKANE WA 992075407, SPOKANE, WA 99207-5407

Mortgage

Document Number0006614678
DateJun 23, 2017
Instrument6614678
Lender
NameHOMESTREET BK
TypeBank
AddressFEDERAL WAY, WA 98003
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,425.00 (+5.81%)$342,200 (+12.49%) Land $75,000 Building $267,200$342,200 (+12.49%) Land $75,000 Building $267,200
2025$3,237.00 (+8.73%)
2024$304,200 (+32.61%) Land $75,000 Building $229,200$304,200 (+32.61%) Land $75,000 Building $229,200
2023$2,977.00 (+10.83%)$229,400 Land $47,000 Building $182,400$229,400 Land $47,000 Building $182,400
2022$2,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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