3016 Whispering Trl, Carmel, IN 46033 Property Records

Hamilton County property record for 3016 Whispering Trl, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,850 sqft · built 1972
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Tax Bill	$4,045 (2024)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-06-406-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-06-406-005.000-018`
Alternative APN	`1614060406005000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
1st Floor Area	1,216 sqft
2nd Floor Area	950 sqft
Basement Area	952 sqft
Finished Basement	684 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	192 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614060406005000
Street Address	3016 WHISPERING TRL
City	CARMEL
State	IN
Zip	46033-3953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 6, TOWNSHIP 17, RANGE 4, KEYSTONE WOODS, SECTION 1, LOT 70
Legal Range	04
Legal Township	17
Legal Section	06
Legal Subdivision	KEYSTONE WOODS SECTION 1
Legal Block	1
Legal Lot Number	70
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1003
Census Tract	111004

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3016 WHISPERING TRL, CARMEL, IN 46033-3953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2016
Deed Sale	Jan 12, 2016
Prior Sale	Jan 12, 2016
Deed Document Number	2016001263
Last Transfer Date	Jun 7, 2018
Transfer Doc	2018024903
Record Updated	Jun 8, 2026

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jun 7, 2018
Property Address	3016 WHISPERING TRL, CARMEL, IN 46033-3953
Document Number	2018024903
Map Reference	M3B PG133&134
Instrument Date	May 18, 2018
Instrument	2018024903
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3016 WHISPERING TRL, CARMEL, IN 46033-3953

Mortgage

Document Number	2018024904
Date	Jun 7, 2018
Instrument	2018024904

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$451,600 (+21.56%) Land $100,400 Building $351,200	$451,600 (+21.56%) Land $100,400 Building $351,200
2024	$4,045.00 (+27.6%)	$371,500 (+20.03%) Land $100,400 Building $271,100	$371,500 (+20.03%) Land $100,400 Building $271,100
2023	$3,170.00 (-4.95%)	$309,500 (+3.86%) Land $100,400 Building $209,100	$309,500 (+3.86%) Land $100,400 Building $209,100
2022	$3,335.00	$298,000 Land $96,100 Building $201,900	$298,000 Land $96,100 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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